Report NEP-PAY-2026-10-26

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Batiz-Lazo issued this report. It is usually issued weekly.

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Other reports in NEP-PAY

The following items were announced in this report:

• Wenxin Du & Catherine Huang & David Scharfstein, 2026, "Competing rails for crossborder payments: banks, fintechs, and stablecoins," BIS Working Papers, Bank for International Settlements, number 1385, Oct.
• Garcia, Thomas & Lambert, Claudia & Pancaro, Cosimo & Rimbaud, Claire & Soldà, Alice, 2026, "When less is more: behavioral effects of CBDC holding limits," Working Paper Series, European Central Bank, number 3300, Oct.
• Hexiao Liu & Lijian Lu & Mingzheng Wang, 2026, "The Source of Data Value: Consumer Disclosure, Access Design, and Platform Monetization," Papers, arXiv.org, number 2610.22864, Oct.
• Iñaki Aldasoro & Rashad Ahmed, 2026, "Are stablecoins and bank deposits substitutes?," BIS Working Papers, Bank for International Settlements, number 1382, Oct.
• Francis Annan & Seth Garz, 2026, "Upgrading Financial Markets," NBER Working Papers, National Bureau of Economic Research, Inc, number 35912, Oct.
• Jeffery Y. Zhang & Peter Zimmerman, 2026, "Stablecoin-on-Creditor Violence," Working Papers, Federal Reserve Bank of Cleveland, number 26-28, Oct, DOI: 10.26509/frbc-wp-202628.
• Antoine Chollet, 2026, "Enseigner la blockchain aux frontières des systèmes d'information par la ludopédagogie : cas du jeu Blockchain Battle," Post-Print, HAL, number hal-05794978, May.
• Xiaonan (Flora) Ma & Raluca Roman & Aditi Routh, 2026, "Borrow Now, Complain Later: Payday Lending Laws and Spillovers Across Consumer Finance," Research Working Paper, Federal Reserve Bank of Kansas City, number 26-14, Oct, DOI: 10.18651/RWP2026-14.
• Maryam Farboodi & Péter Kondor & Pablo Kurlat, 2026, "Credit Markets with New Screening Technologies," NBER Working Papers, National Bureau of Economic Research, Inc, number 35905, Oct.
• Payal Malik & Nikita Jain & Bhargavee Das & Shiva Kanwar, 2026, "A Paradigmatic Shift in Public Service Delivery: Inclusive, Efficient and Secure DPI," Indian Council for Research on International Economic Relations (ICRIER) Report, Indian Council for Research on International Economic Relations (ICRIER), New Delhi, India, number 26-r-24, Sep.
• Afrah Methlouthi & Fatma Bouaziz, 2026, "Blockchain et authenticité des diplômes : études de cas d'établissements de l'enseignement supérieur," Post-Print, HAL, number hal-05789293, May.
• Nabila Jawadi & Khodor Shatila, 2026, "Determinants of User Satisfaction with Digital Banking Services: An Integrated TAM–ECT Approach," Post-Print, HAL, number hal-05794976, May.
• Donghwa Seo & Doohwi Cha & Seunghan Son & Juyeong Lee & Minsuk Sung & Minjae Lee, 2026, "Basis-Only Funding Is Not Dividend Fair: Settlement Design in Crypto Equity Perpetuals," Papers, arXiv.org, number 2610.22839, Oct.
• Antonis Ballis & Christos Ioannidis, 2026, "Market Efficiency in a Changing Asset Population: Mobility, Entry, and Survival over Cryptocurrency's Full History," Papers, arXiv.org, number 2610.23283, Oct, revised Oct 2026.
• Michelle W. Bowman, 2026, "Supervisory Modernization After Silicon Valley Bank: A speech at the Bangkok Economic Festival, Reinventing Bretton Woods Committee, Bangkok, Thailand., October 14, 2026," Speech, Board of Governors of the Federal Reserve System (U.S.), number 103938, Oct.