Report NEP-PAY-2026-06-29

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Batiz-Lazo issued this report. It is usually issued weekly.

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Other reports in NEP-PAY

The following items were announced in this report:

• Ozili, Peterson K, 2026, "100 Quotes About Financial Inclusion: What Expert Observations Say About Digital Financial Inclusion," MPRA Paper, University Library of Munich, Germany, number 129328.
• Etienne Fakaba Sissoko & Khalid Dembélé, 2026, "Banking Reconfiguration and Monetary Sovereignty in the Digital Age: PI-SPI and the e-CFA as Instruments of Institutional Refoundation in WAEMU," Post-Print, HAL, number hal-05607364, Feb, DOI: 10.5281/zenodo.17249540.
• Tom Barbereau & Ruggero Montalto & Christian Beyer, 2026, "From Transactions to Records: Reconceptualizing Blockchain Systems through a Lifecycle Lens," Papers, arXiv.org, number 2606.10631, Jun.
• Victoria Portnaya, 2026, "Do Prediction Markets Match Option Prices? Bitcoin Threshold Evidence from Binance and Polymarket," Papers, arXiv.org, number 2606.19517, Jun.
• Wenpin Tang, 2026, "Proof of Stake economy under centralized exchanges--a mean field model," Papers, arXiv.org, number 2606.09003, Jun.
• Adrian Stencel, 2025, "What is a meme coin? Dogecoin to the moon!," Post-Print, HAL, number hal-04360574, Dec, DOI: 10.4467/24506249PJ.25.007.22407.
• Chang-Koo Chi & Jay Pil Choi & Jong-Hee Hahn & Seongkyun Kim, 2026, "Regulating Platform Bias: Self-Preferencing and Transaction Fees as Strategic Substitutes," CESifo Working Paper Series, CESifo, number 12749.
• Donghwa Seo & Kyoung-Kuk Kim, 2026, "Strategic Users in a Priority Queue with Bulk Service on Blockchains," Papers, arXiv.org, number 2606.01274, May.
• Dario Guarascio & Mario Pianta, 2025, "Digital technologies: civilian vs. military trajectories," CIMEO Working Paper Series, Centre for Investigation and Modelling of Experimental Observations (CIMEO), number 185, Mar.
• Xintong Wu & Peiting Tsai & Jing Yuan & Michael Yu & Greg Sun & Luyao Zhang, 2026, "Leveraging Large Language Models for Sentiment Analysis: Multi-Modal Analysis of Decentraland's MANA Token," Papers, arXiv.org, number 2605.20192, Apr.
• Wenqian Huang & Nikola Tarashev & Xinyi Wang, 2026, "Stablecoin remuneration on centralised exchanges," BIS Bulletins, Bank for International Settlements, number 125, Jun.
• Valeria Cirillo & Donato Cutolo & Dario Guarascio & Martin Kenney & Jacopo Tramontano, 2025, "Leveraging Workforce Flexibility to Navigate Platform-Induced Uncertainty: A study of the Italian Restaurant and Hospitality Sectors," CIMEO Working Paper Series, Centre for Investigation and Modelling of Experimental Observations (CIMEO), number 186, Mar.
• James Golike & Ehud Shapiro, 2026, "Digital Speech Acts Retain Control of Copyright with People, Not Platforms," Papers, arXiv.org, number 2606.19263, Jun, revised Jun 2026.
• Iosif M. Gershteyn & Jacob A. Alber, 2026, "Quantum Horizon: An evaluation of quantum computing as a threat to Bitcoin and Ethereum," Papers, arXiv.org, number 2606.14484, Jun.
• Jacob Patrick Belinga Bessala, 2026, "Digital orientation, digital capability, and organisational performance in an emerging African digital ecosystem: the mediating role of digital innovation, the moderating role of digital organisational culture, and the absorptive capacity of context," Post-Print, HAL, number hal-05600155, Apr, DOI: 10.5281/zenodo.19677937.
• Philipp Paech & Natalie Cohen, 2026, "Regulatory governance of the digital economy: Lessons from the financial services sector," OECD Regulatory Policy Working Papers, OECD Publishing, number 24, Jun, DOI: 10.1787/e881273f-en.
• Yunhua Pei & Zerui Ge & Jin Zheng & John Cartlidge, 2026, "Market Regime Council for Dynamic Credit Assignment in Multi-Agent LLM Decision Systems," Papers, arXiv.org, number 2605.24490, May.
• Ahmed Al Asheq & Rajibul Hasan & Joseph Coughlan, 2026, "Social Networking Site Users’ Behavioral Responses Toward Travel Destinations Promoted by Virtual Influencers: A Multiple-Model Comparison Approach," Post-Print, HAL, number hal-05637454, May, DOI: 10.1177/00472875251337718.
• Swati Sachan & Dale Fickett & Richard Buchinger & Theo Miller, 2026, "Post-Quantum Secure Federated DeFi for Inclusive Banking," Papers, arXiv.org, number 2606.10658, Jun.
• Ge Gao & Carlo Perroni & Oleksandr Talavera & Linh Vi, 2026, "Luck in the Marketplace: Auspicious Timing and Financial Decision-Making," Discussion Papers, Department of Economics, University of Birmingham, number 26-02, Jun.
• Biglaiser, Gary & Crémer, Jacques & de Cornière, Alexandre & Mantovani, Andrea, 2026, "Dynamic Competition in the Cloud: The Regulation of Egress Fees," TSE Working Papers, Toulouse School of Economics (TSE), number 26-1756, Jun.
• Matthew Brown & Emily J. Davis & Devin G. Pope, 2026, "Can Online Activity Be Regulated? Evidence from Adult Websites," NBER Working Papers, National Bureau of Economic Research, Inc, number 35322, Jun.
• Boris Hofmann & Matthias Kaldorf & Matthias Rottner, 2026, "The macroeconomics of stablecoins," BIS Working Papers, Bank for International Settlements, number 1363, Jun.
• Aridor, Guy & Gonçalves, Duarte & Kluver, Daniel & Kong, Ruoyan & Konstan, Joseph, 2026, "The Informational Role of Online Recommendations: Evidence from a Field Experiment," CEPR Discussion Papers, Centre for Economic Policy Research, number 21584, Jun.
• Arvai, Kai & Coimbra, Nuno & Pinchetti, Marco, 2026, "Fool's Gold? How the US Dollar Lost its Shine," CEPR Discussion Papers, Centre for Economic Policy Research, number 21575, Jun.
• Sinanoglu, Semuhi & von Schiller, Armin, 2026, "Reality check on donor expectations: Do GovTech initiatives help autocrats?," IDOS Policy Briefs, German Institute of Development and Sustainability (IDOS), Bonn, number 17/2026, DOI: 10.23661/ipb17.2026.
• Goodhart, Charles & Lastra, Rosa, 2026, "Financial Regulation: Where Do We Stand?," CEPR Discussion Papers, Centre for Economic Policy Research, number 21590, Jun.
• Ruizhe Zhou & Xiaoyang Liu & Gaoyuan Du & Yi Zheng & Shouxi Ren & Deepayan Chakrabarti & Dengdu Jiang, 2026, "From Accuracy to Auditability: A Survey of Determinism in Financial AI Systems," Papers, arXiv.org, number 2605.23955, May, revised May 2026.
• Paulus, Alexandra, 2026, "Cybersecurity needs secure software: How policymakers can hold software vendors accountable - and why they should," SWP Comments, Stiftung Wissenschaft und Politik (SWP), German Institute for International and Security Affairs, number 21/2026, DOI: 10.18449/2026C21.
• Tim Kaiser & Annamaria Lusardi & Olivia S. Mitchell & Luis Oberrauch, 2026, "Measuring Financial Literacy with the Big Three: Why It Works," NBER Working Papers, National Bureau of Economic Research, Inc, number 35342, Jun.
• Chloé Duvivier & Diego Cardenas‐morales & Jean Dubé, 2026, "When metropolitan location is not enough: how digital technology supported businesses during COVID‐19," Post-Print, HAL, number hal-05651331, Apr, DOI: 10.1111/grow.70125.
• Andrew Koh & Sivakorn Sanguanmoo, 2026, "Technology Speed Limits," Papers, arXiv.org, number 2606.01424, May.