Report NEP-PAY-2026-05-18

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Batiz-Lazo issued this report. It is usually issued weekly.

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Other reports in NEP-PAY

The following items were announced in this report:

• Bernhard Reinsberg, 2026, "The Adoption of Money Innovations: A Comparative Analysis," Working Papers, Centre for Business Research, University of Cambridge, number wpt202601, Apr.
• Samuel J. Hempel & JP Perez-Sangimino & Jessie Jiaxu Wang, 2026, "Banks in the Age of Stablecoins: Lessons from Their Historical Responses to Financial Innovations," FEDS Notes, Board of Governors of the Federal Reserve System (U.S.), number 2026-05-01-1, May, DOI: 10.17016/2380-7172.4017.
• Hung Q. Tran, 2026, "Stablecoins’ Potential Effects on Monetary Systems," Policy briefs on Economic Trends and Policies, Policy Center for the New South, number 2616, May.
• Jens-Uwe Franck & Martin Peitz, 2026, "Advancing Competition Policy in the Digital Gatekeeper Era – A Tribute to Heike Schweitzer," CRC TR 224 Discussion Paper Series, University of Bonn and University of Mannheim, Germany, number crctr224_2025_745, May.
• Us-Salam, Danish & Jose, Anu & Kelly, Jane, 2026, "Caught in the Net: Patterns and Predictors of Fraud Incidence in Ireland," Research Technical Papers, Central Bank of Ireland, number 07/RT/26, Apr.
• Enrique Martínez García & Mark A. Wynne, 2025, "Global Institute presentation: Steve Kamin on the dollar’s status," Dallas Fed Economics, Federal Reserve Bank of Dallas, number 102538, Dec.
• John Theal, 2026, "Sent in Ten Seconds: Early Evidence on the Impact of the EU Instant Payments Regulation in Luxembourg," BCL working papers, Central Bank of Luxembourg, number 208, Apr.
• Lisa D. Cook, 2026, "Perspectives on Tokenization and Implications for the Financial System: A speech at the Central Bank of West African States (BCEAO) Conference on Digital Assets, Dakar, Senegal., May 8, 2026," Speech, Board of Governors of the Federal Reserve System (U.S.), number 103180, May.
• Xudong An & Stuart A. Gabriel & Nitzan Tzur-Ilan, 2024, "Dirty air from wildfires casts a cloud over household finances," Dallas Fed Economics, Federal Reserve Bank of Dallas, number 98838, Sep.
• Rowe, Francisco, 2026, "Age-verification is skewing human location data - we must safeguard this vital resource," SocArXiv, Center for Open Science, number fz7h9_v1, May, DOI: 10.31219/osf.io/fz7h9_v1.
• Mallett, Richard, 2026, "The price of becoming your own boss: insights from Kampala’s financially included moto-taxis," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 137831, Apr.
• Dimitri B. Papadimitriou, 2026, "Macroeconomic Fragility Effects of Financial Innovation: Behavioral and Decentralized Finance and Artificial Intelligence," Economics Working Paper Archive, Levy Economics Institute, number wp_1114, May.
• Rosie Levy, 2025, "Payment system design can encourage intraday liquidity efficiency," Dallas Fed Economics, Federal Reserve Bank of Dallas, number 101900, Oct.
• Hugo De Vere & Matthew McCormick, 2025, "Network structure of money markets and firms affects policy transmission," Dallas Fed Economics, Federal Reserve Bank of Dallas, number 101902, Oct.
• International Monetary Fund, 2026, "BigTech in Financial Services: Emerging Regulatory Considerations," IMF Technical Notes and Manuals, International Monetary Fund, number 2026/999, May.
• Amy Chapel & Emma Weiss, 2026, "Workshop reviews risks to the economy, financial system from third parties," Dallas Fed Economics, Federal Reserve Bank of Dallas, number 102582, Feb.
• Power, Michael, 2026, "Auditability in the digital age," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 138062, Apr.
• Nicola Cortinovis, 2026, "Crowdfunding and industrial diversification," Papers in Evolutionary Economic Geography (PEEG), Utrecht University, Department of Human Geography and Spatial Planning, Group Economic Geography, number 2607, May, revised May 2026.
• Abidi, Nordine & Gambacorta, Leonardo & Kok, Christoffer & Miquel-Flores, Ixart & Madio, Leonardo & Partida, Alberto, 2026, "Disciplining digital risk: evidence from cyber stress tests," Working Paper Series, European Central Bank, number 3222, May.
• Kyriakos Christodoulides, 2026, "The Payment Heterogeneity Index: An Integrated Unsupervised Framework for High-Volume Procurement Oversight and Decision Support," Papers, arXiv.org, number 2605.12547, May, revised May 2026.