Report NEP-PAY-2025-06-23

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Bátiz-Lazo issued this report. It is usually issued weekly.

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Other reports in NEP-PAY

The following items were announced in this report:

• Tarishi Matsuoka & Makoto Watanabe, 2025. "Banking Crises and Central Bank Digital Currency in a Monetary Economy," CESifo Working Paper Series 11922, CESifo.
• Radic, Ivana & Gardeazabal Monsalve, Andrea, 2024. "Empowering smallholder farmers with blockchain-enabled digital identities: the case of CIMMYT for traceability, financial inclusion and value chain integration," CGIAR Initative Publications 172557, International Food Policy Research Institute (IFPRI).
• Makoto WATANABE & Tarishi Matsuoka, 2025. "Banking Crises and Central Bank Digital Currency in a Monetary Economy," CIGS Working Paper Series 25-015E, The Canon Institute for Global Studies.
• Shilov Kirill & Zubarev Andrei, 2025. "Trends in the cryptocurrency market," Published Papers ppaper-2025-1422, Gaidar Institute for Economic Policy, revised 2025.
• Robert M. Hunt & Konstantinos Serfes & Yin Zhang, 2025. "Interchange Fees in Payment Networks: Implications for Prices, Profits, and Welfare," Working Papers 25-18, Federal Reserve Bank of Philadelphia.
• Andrea Canidio & Vabuk Pahari, 2025. "Becoming Immutable: How Ethereum is Made," Papers 2506.04940, arXiv.org.
• Cheikh T. Ndour & Simplice A. Asongu, 2024. "Information Technology, Gender Economic Inclusion and Environment Sustainability in Sub-Sahara Africa," Working Papers 24/001, Africa SEER Centre(ASC).
• Juan Plazuelo Pascual & Carlos Tardon Rubio & Juan Toro Cebada & Angel Hernando Veciana, 2025. "Price Discovery in Cryptocurrency Markets," Papers 2506.08718, arXiv.org.
• Matt Brigida, 2025. "The Surprising Irrelevance of Total-Value-Locked on Cryptocurrency Returns," Papers 2506.03287, arXiv.org, revised Jun 2025.
• Schöttl, Claus P. & Homma, Christian & Schweisfurth, Tim G. & Raasch, Christina, 2025. "Opening the floodgates: How big companies can reap the benefits of internal crowdfunding," Open Access Publications from Kiel Institute for the World Economy 318394, Kiel Institute for the World Economy (IfW Kiel).
• Katharina Hartinger & Erik Sarrazin & David J. Streich, 2025. "Banking for Boomers – A Field Experiment on Technology Adoption in Financial Services," Working Papers 2505, Gutenberg School of Management and Economics, Johannes Gutenberg-Universität Mainz.
• Rajesh P. Narayanan & Dimuthu Ratnadiwakara & Philip Strahan, 2025. "The Decline of Bank Branching," NBER Working Papers 33773, National Bureau of Economic Research, Inc.
• Fatih Kansoy & Joel Mundy, 2025. "Central Bank Communication with Public: Bank of England and Twitter (X)," Papers 2506.02559, arXiv.org.
• Fatih Kansoy, 2025. "The Determinants of Net Interest Margin in the Turkish Banking Sector: Does Bank Ownership Matter?," Papers 2506.04384, arXiv.org, revised Jun 2025.
• Christophe Détraz & Maximiliano Jeanneret Medina & Cédric Baudet, 2025. "Bike-sharing systems supported by blockchain technologies: opportunities and implementation challenges [Systèmes de vélos en libre-service soutenus par les technologies blockchain : opportunités et," Post-Print hal-05084697, HAL.
• Metcalfe, Hannah & Gardeazabal Monsalve, Andrea, 2024. "Multilateral collaborative partnerships and digital innovation in agri-food systems," CGIAR Initative Publications 172712, International Food Policy Research Institute (IFPRI).
• Adeeth Cariappa, Ajjikuttira Girish & Khed, Vijayalaxmi & Singaraju, Niyati & Gartaula, Hom N., 2024. "The digital landscape in Eastern India: Findings from the digital needs assessment surveys from Bihar and Odisha, India," CGIAR Initative Publications 2, International Food Policy Research Institute (IFPRI).
• Ostrode, Nicholas, 2025. "Towards a consistent framework for analyzing behavioral design in smartphone apps," Ruhr Economic Papers 1139, RWI - Leibniz-Institut für Wirtschaftsforschung, Ruhr-University Bochum, TU Dortmund University, University of Duisburg-Essen.
• Yang, Zhang & Jianxiong Lin & Yihe Qian & Lianjie Shu, 2025. "Machine learning and financial inclusion: Evidence from credit risk assessment of small-business loans in China," Working Papers 202532, University of Macau, Faculty of Business Administration.
• Jalal Moustakim & Mohammed Baaddi, 2025. "Digital Literacy In Electronic Banking: A Key To Employee Well-Being [La Littératie Numérique dans la Banque Électronique : Un Levier Essentiel du Bien-Être des Employés]," Post-Print hal-05078258, HAL.
• Arteaga, Javiera & Libertelli, Erica & Pueyrredón, Marcos & Trevisan, Pedro, 2025. "Comercio electrónico transfronterizo en América Latina: estrategias y herramientas para las pymes y las empresas lideradas por mujeres," Comercio Internacional 81644, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
• Buehler, Stefan & Chen, Rachel R. & Halbheer, Daniel & Zeng, Helen S., 2025. "ESG in Platform Markets," HEC Research Papers Series 1550, HEC Paris.
• Haochuan Wang, 2025. "Exploring Microstructural Dynamics in Cryptocurrency Limit Order Books: Better Inputs Matter More Than Stacking Another Hidden Layer," Papers 2506.05764, arXiv.org, revised Jun 2025.
• Sergio Correia & Stephan Luck & Emil Verner, 2025. "Failing Banks," Papers 2506.06082, arXiv.org.