Report NEP-PAY-2025-01-27

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Batiz-Lazo issued this report. It is usually issued weekly.

Subscribe to this report: email, RSS, or Mastodon, or Bluesky.

Other reports in NEP-PAY

The following items were announced in this report:

• Fabien Clive Ntonga Efoua & Françoise Okah Efogo & Yanick Fredy Mvodo, 2024, "Cryptocurrencies: Opportunities and Challenges for the African Economies," Post-Print, HAL, number hal-04784299, Nov, DOI: 10.12688/routledgeopenres.18623.1.
• Wenlong Bian & Lin William Cong & Yang Ji, 2024, "The Rise of E-Wallet Super-Apps and Buy-Now-Pay-Later," NBER Working Papers, National Bureau of Economic Research, Inc, number 33178, Nov.
• Elie BOLA BOONGO & Dieu-Merci IMO LOKWA & Joël BOSSONGA ILEMA & Samuel BOLA MBOYO, 2023, "impact of the adoption and use of mobile money on household well-being. Case of households in the city of Mbandaka
  [impact de l'adoption et l'utilisation de la monnaie mobile sur le bien-être des ménages. Cas des ménages de la ville de Mbandaka]," Post-Print, HAL, number hal-04792972, Oct.
• Eduardo Nakasone & Máximo Torero & Angelino Viceisza, 2024, "Fintech, Visual Attention, and Financial Inclusion: A Field Experiment on Migrant Remittances," NBER Working Papers, National Bureau of Economic Research, Inc, number 33183, Nov.
• Aomar Ibourk & Zakaria Elouaourti, 2023, "Financial Technology As A Driver of Financial Inclusion and Inclusive Development in the MENA Region: Risks and Opportunities," Research papers & Policy papers on Economic Trends and Policies, Policy Center for the New South, number 2315, Jul.
• Lin William Cong & Ke Tang & Danxia Xie & Weiyi Zhao, 2024, "FinTech Platforms and Asymmetric Network Effects: Theory and Evidence from Marketplace Lending," NBER Working Papers, National Bureau of Economic Research, Inc, number 33173, Nov.
• Christian de Boissieu, 2023, "Central Bank digital currencies: where do we stand? Where are we going?," Policy briefs on Trade Dynamics and Policies, Policy Center for the New South, number 2301, Apr.
• Shabnam Fazliani & Mohammad Mowlavi Sorond & Arsalan Masoudifard & Shaghayegh Fazliani, 2024, "Leveraging Ensemble-Based Semi-Supervised Learning for Illicit Account Detection in Ethereum DeFi Transactions," Papers, arXiv.org, number 2412.02408, Dec, revised Oct 2025.
• Henkler, Ruven & Schubart, Constantin, 2025, "Open Banking and automated transaction analysis in the digitalization of business banking: Design, opportunities, and challenges of a digital credit process," IU Discussion Papers - Business & Management, IU International University of Applied Sciences, number 2 (Januar 2025).
• Jaelyn S. Liang & Rehaan S. Mundy & Shriya Jagwayan, 2024, "E-Commerce in Africa: Divergent Impacts on Rural and Urban Economies," Papers, arXiv.org, number 2412.03879, Dec.
• Laura Chioda & Paul Gertler & Sean Higgins & Paolina C. Medina, 2024, "FinTech Lending to Borrowers with No Credit History," NBER Working Papers, National Bureau of Economic Research, Inc, number 33208, Nov.
• Arman Abgaryan & Utkarsh Sharma, 2024, "IntraLayer: A Platform of Digital Finance Platforms," Papers, arXiv.org, number 2412.07348, Dec.
• Manju Puri & Yiming Qian & Xiang Zheng, 2024, "From Competitors to Partners: Banks’ Venture Investments in Fintech," NBER Working Papers, National Bureau of Economic Research, Inc, number 33297, Dec.
• Dean Karlan & Monica P. Lambon-Quayefio & Utsav Manjeer & Christopher R. Udry, 2024, "Access to Digital Credit for Smallholder Farmers: Experimental Evidence from Ghana," NBER Working Papers, National Bureau of Economic Research, Inc, number 33271, Dec.
• Chase Englund & Zach Modig, 2025, "Using Service Provider Connections to Model Operational Payment Networks," FEDS Notes, Board of Governors of the Federal Reserve System (U.S.), number 2025-01-03, Jan, DOI: 10.17016/2380-7172.3515.
• Débora Allam-Firley & Elsa Corbin, 2023, "Blockchain technology adoption in the insurance industry: a conceptual framework," Post-Print, HAL, number hal-04734348, Jun.
• Karim Darban, 2024, "Cours accéléré en Social Media Marketing," Post-Print, HAL, number hal-04776669, Jan.
• Kasper Johansson & Stephen Boyd, 2024, "Simple and Effective Portfolio Construction with Crypto Assets," Papers, arXiv.org, number 2412.02654, Dec.
• Kim, Min Jung, 2024, "Competition policy for online platforms' self-preferencing conducts," KDI Focus, Korea Development Institute (KDI), number 136, DOI: 10.22740/kdi.focus.e.2024.136.
• Divya Sharma, 2024, "Unveiling Saving and Credit Dynamics: Insights from Financial Diaries and Surveys among Low-Income Households in Unauthorized Colonies in Delhi," Papers, arXiv.org, number 2412.03033, Dec.
• W. Currie & V. Veerakkody & B. van Vliet, 2024, "Digital transformation: The geopolitical-organizational nexus," Post-Print, HAL, number hal-04770553, Dec, DOI: 10.1177/02683962241299822.
• Rik Ghosh & Arka Datta & Vidhi Aggarwal & Sudipan Sinha & Rajdeep Sengupta, 2024, "On-Chain Credit Risk Score in Decentralized Finance," Papers, arXiv.org, number 2412.00710, Dec, revised Mar 2025.
• Graham L. Giller, 2024, "Correlation without Factors in Retail Cryptocurrency Markets," Papers, arXiv.org, number 2412.04263, Dec.
• Tobias Berg & Valentin Burg & Jan Keil & Manju Puri, 2024, "The Economics of “Buy Now, Pay Later”: A Merchant’s Perspective," NBER Working Papers, National Bureau of Economic Research, Inc, number 33152, Nov.
• Hwang, Sunjoo, 2024, "Protecting customer funds for emerging financial products," KDI Focus, Korea Development Institute (KDI), number 137, DOI: 10.22740/kdi.focus.e.2024.137.
• Aman Saggu & Lennart Ante & Kaja Kopiec, 2024, "Uncertain Regulations, Definite Impacts: The Impact of the US Securities and Exchange Commission's Regulatory Interventions on Crypto Assets," Papers, arXiv.org, number 2412.02452, Dec.
• Marcos Cardozo & Yaroslav Rosokha & Cathy Zhang, 2024, "On the Emergence of International Currencies: An Experimental Approach," Purdue University Economics Working Papers, Purdue University, Department of Economics, number 1351, Feb.
• Sahar Yarmohammadtoosky Dinesh Chowdary Attota, 2024, "Optimizing Fintech Marketing: A Comparative Study of Logistic Regression and XGBoost," Papers, arXiv.org, number 2412.16333, Dec.
• Kris James Mitchener & Kirsten Wandschneider, 2024, "Currency Wars and Trade," CESifo Working Paper Series, CESifo, number 11589.
• Pierre Delandre & Philippe Derruder & Fabien Fert & Ariane Tichit, 2024, "Towards a Topology of Monetary Systems A Comprehensive Analysis and Framework," Post-Print, HAL, number hal-04773860, Nov.
• Haohang Li & Yupeng Cao & Yangyang Yu & Shashidhar Reddy Javaji & Zhiyang Deng & Yueru He & Yuechen Jiang & Zining Zhu & Koduvayur Subbalakshmi & Guojun Xiong & Jimin Huang & Lingfei Qian & Xueqing Pe, 2024, "INVESTORBENCH: A Benchmark for Financial Decision-Making Tasks with LLM-based Agent," Papers, arXiv.org, number 2412.18174, Dec.
• R. Filieri & E. Raguseo & F. Galati, 2023, "Negative signals on Peer-to-Peer platforms: The impact of cancellations on host performance across different property types," Post-Print, HAL, number hal-04779130, Jul, DOI: 10.1016/j.ijhm.2023.103564.
• Florence Gourlay & Claire Mahéo & Clément Marinos, 2024, "Making Use of the World: Digital Nomadism between Mobility, Work, and Tourism
  [Faire usage du monde : le nomadisme numérique entre mobilités, travail et tourisme]," Post-Print, HAL, number hal-04780793, DOI: 10.4000/12gj5.
• Imad Assarraj & Mohamed Al Maache, 2024, "The Impact of Digital Transformation on Corporate Social Responsibility (CSR): An Empirical Study of Companies Listed on the Casablanca Stock Exchange," Post-Print, HAL, number hal-04771367, Nov, DOI: 10.5281/zenodo.14031636.
• Akdag, Merve Turan & Wahl, Nihal & Saha, Ria, 2024, "Patient Care through the Metaverse? Exploring Challenges and Opportunities in the New Digital Environment," Publications of Darmstadt Technical University, Institute for Business Studies (BWL), Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL), number 151913.
• Shu Tian & Yu Wu & Wenwen Zhou, 2025, "Digitalization and Income Inequality: Evidence from Households," ADB Economics Working Paper Series, Asian Development Bank, number 764, Jan.
• Zhuohuan Hu & Richard Yu & Zizhou Zhang & Haoran Zheng & Qianying Liu & Yining Zhou, 2024, "Developing Cryptocurrency Trading Strategy Based on Autoencoder-CNN-GANs Algorithms," Papers, arXiv.org, number 2412.18202, Dec, revised Jul 2025.
• Latifa Ayoubi, 2024, "The Role of Brand Identification in Building Customer Relationships: A Case Study of French Banks," Post-Print, HAL, number hal-04787056, DOI: doi.org/10.5281/zenodo.14063076.
• Mohan Jiang & Yaxin Liang & Siyuan Han & Kunyuan Ma & Yuan Chen & Zhen Xu, 2024, "Leveraging Generative Adversarial Networks for Addressing Data Imbalance in Financial Market Supervision," Papers, arXiv.org, number 2412.15222, Dec.
• Ludovic Jeanne, 2024, "Textual imitations and artificial intelligence : a prospective essay on academic fraud," Post-Print, HAL, number hal-04794323, DOI: 10.58863/20.500.12424/4307049.
• Henry A. Thompson, 2024, "AI and the law," Papers, arXiv.org, number 2412.05090, Dec.
• M. Keith Chen & Katherine Feinerman & Kareem Haggag, 2024, "Flexible Pay and Labor Supply: Evidence from Uber’s Instant Pay," NBER Working Papers, National Bureau of Economic Research, Inc, number 33177, Nov.
• Mengming Michael Dong & Theophanis C. Stratopoulos & Victor Xiaoqi Wang, 2024, "A Scoping Review of ChatGPT Research in Accounting and Finance," Papers, arXiv.org, number 2412.05731, Dec.
• Simon Alexander Wiese & Johannes Lehmann & Michael Beckmann, 2024, "Organizational culture and the usage of Industry 4.0 technologies: evidence from Swiss businesses," Papers, arXiv.org, number 2412.12752, Dec.
• Item repec:oxf:wpaper:1066 is not listed on IDEAS anymore

• Didier Danet, 2024, "Supply chain, confiance et cyber attaques," Post-Print, HAL, number hal-04799144, Nov.

Report NEP-PAY-2025-01-27

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Batiz-Lazo issued this report. It is usually issued weekly.

Subscribe to this report: email, RSS, or Mastodon, or Bluesky.

Other reports in NEP-PAY

The following items were announced in this report: