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The view from the field: Perspectives from managers of microfinance institutions


  • Kimanthi Mutua

    (Development Partners, Vienna, VA, USA)

  • Pittayapol Nataradol

    (Development Partners, Vienna, VA, USA)

  • Maria Otero

    (Development Partners, Vienna, VA, USA)

  • Beth R. Chung

    (Development Partners, Vienna, VA, USA)


By examining three different institutional frameworks and performances, this paper portrays the challenges and potential for microfinance programmes to solve some of the key constraints in the field today. Tracing the growth of BancoSol, a new, private Bolivian commercial bank dedicated almost exclusively to microenterprise, many lessons about the institutional development of profitable micro-lending organizations emerge. The Kenya Rural Enterprise Programme provides evidence of the complementary roles technical assistance and other NGO services play in the strengthening of both microenterprises and microfinance programmes. Finally, the long track record and diverse lending programmes of Thailand's Bank for Agriculture and Agricultural Cooperatives draw lessons in the criteria and methods of effective financial intermediation. Elements of success and differences among the cases are highlighted.

Suggested Citation

  • Kimanthi Mutua & Pittayapol Nataradol & Maria Otero & Beth R. Chung, 1996. "The view from the field: Perspectives from managers of microfinance institutions," Journal of International Development, John Wiley & Sons, Ltd., vol. 8(2), pages 179-193.
  • Handle: RePEc:wly:jintdv:v:8:y:1996:i:2:p:179-193
    DOI: 10.1002/(SICI)1099-1328(199603)8:2<179::AID-JID371>3.0.CO;2-Q

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    Cited by:

    1. James C. Brau & Gary M. Woller, 2004. "Microfinance: A Comprehensive Review of the Existing Literature," Journal of Entrepreneurial Finance, Pepperdine University, Graziadio School of Business and Management, vol. 9(1), pages 1-28, Spring.

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