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Planes de pensión de capitalización individual y beneficios previsionales para trabajadoras de la tercera edad de bajos ingresos

  • Armando Barrientos
  • Luis Firinguetti
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    Este artículo pretende verificar si el sistema provisional obligatorio de capitalización individual introducido en Chile en 1981 es apropiado para mujeres de bajos ingresos y empleo irregular. Sobre la base de los datos de la encuesta CASEN de 1990, se construyen perfiles de ingreso por edad para grupos seleccionados de mujeres. A partir de ellos, se simula la acumulación del fondo de pensiones y sus beneficios resultantes. Se estudian las relaciones entre el beneficio provisional, los ingresos netos finales y la pensión mínima, y se discuten los cambios de políticas del sector. El trabajo concluye que sólo una combinación de altas tasas de rentabilidad y bajas tasas de crecimiento del salario pueden asegurar que esas trabajadoras reciban beneficios previsionales adecuados.

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    File URL: http://www.econ.uchile.cl/uploads/publicacion/5eab2c1d-61bf-4024-abf1-5af53fd3828c.pdf
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    Article provided by University of Chile, Department of Economics in its journal Estudios de Economia.

    Volume (Year): 22 (1995)
    Issue (Month): 1 Year 1995 (June)
    Pages: 17-44

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    Handle: RePEc:udc:esteco:v:22:y:1995:i:1:p:17-44
    Contact details of provider: Web page: http://www.econ.uchile.cl/

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