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Social Security Reforms and Poverty among Older Dual-Earner Couples

  • Mitchell, Olivia S

Most retirement studies examine older married couples in which the husband is the sole earner. This paper extends the focus of analysis to examine older dual-earner couples. It further evaluates the impact of Social Security reforms on older working couples1 retirement ages and retirement incomes. Specifically, we examine two questions: (1) What are the likely effects of changes in Social Security rules on the retirement decisions of older working women and their husbands? and (2) How are these changes likely to alter the incidence of poverty among retired dual-earner couples? The evidence suggests that benefit reforms intended to bolster the Social Security Administration's financial position are also likely to worsen the economic status of an important minority of dual-earner couples.

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Article provided by Springer in its journal Journal of Population Economics.

Volume (Year): 4 (1991)
Issue (Month): 4 (November)
Pages: 281-93

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Handle: RePEc:spr:jopoec:v:4:y:1991:i:4:p:281-93
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  1. Richard V. Burkhauser, 1979. "The Pension Acceptance Decision of Older Workers," Journal of Human Resources, University of Wisconsin Press, vol. 14(1), pages 63-75.
  2. Marjorie Honig, 1985. "Partial Retirement among Women," Journal of Human Resources, University of Wisconsin Press, vol. 20(4), pages 613-621.
  3. Hanoch, Giora & Honig, Marjorie, 1983. "Retirement, Wages, and Labor Supply of the Elderly," Journal of Labor Economics, University of Chicago Press, vol. 1(2), pages 131-51, April.
  4. Zvi Bodie & John B. Shoven & David A. Wise, 1987. "Issues in Pension Economics," NBER Books, National Bureau of Economic Research, Inc, number bodi87-1, June.
  5. Edward P. Lazear & Sherwin Rosen, 1984. "Pension Inequality," NBER Working Papers 1477, National Bureau of Economic Research, Inc.
    • Edward P. Lazear & Sherwin Rosen, 1987. "Pension Inequality," NBER Chapters, in: Issues in Pension Economics, pages 341-364 National Bureau of Economic Research, Inc.
  6. Fields, Gary S. & Mitchell, Olivia S., 1984. "The effects of social security reforms on retirement ages and retirement incomes," Journal of Public Economics, Elsevier, vol. 25(1-2), pages 143-159, November.
  7. Zabalza, A. & Piachaud, D., 1981. "Social security and the elderly: A simulation of policy changes," Journal of Public Economics, Elsevier, vol. 16(2), pages 145-169, October.
  8. Jerry A. Hausman & David A. Wise, 1985. "Social Security, Health Status, and Retirement," NBER Chapters, in: Pensions, Labor, and Individual Choice, pages 159-192 National Bureau of Economic Research, Inc.
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