Universal Banking "American-Style"
American coroporate banking has undergone enormous change over the past two decades. That change reflects a combination of long-run competitive pressures and short-run performance problems that led US banks and their regulators to a new American version of global universal banking. From the perspective of the scale and scope of banks, these changes represent a convergence of US banks to international norms in banking. At the same time, the US version of universal banking entails novel linkages between banks and financial markets in the pursuit of enhancing bank-customer relationships. These new linkages give universal banking a new complexity and richness which banks outside the US will increasingly imitate.
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Volume (Year): 154 (1998)
Issue (Month): 1 (March)
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