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Now and then: the evolution of loan quality for U.S. banks


  • Kevin J. Stiroh
  • Christopher Metli


Although loan quality in the U.S. banking industry deteriorated in recent years, a comparison with the banking crisis of the late 1980s and early 1990s suggests that the industry is in a far better position today than it was a decade ago. The percentage of troubled loans is lower, loan quality problems are confined principally to large-bank commercial and industrial lending, and credit weakness is concentrated in a small number of borrower industries.

Suggested Citation

  • Kevin J. Stiroh & Christopher Metli, 2003. "Now and then: the evolution of loan quality for U.S. banks," Current Issues in Economics and Finance, Federal Reserve Bank of New York, vol. 9(Apr).
  • Handle: RePEc:fip:fednci:y:2003:i:apr:n:v.9no.4

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    References listed on IDEAS

    1. Lynn E. Browne & Eric S. Rosengren, 1992. "Real estate and the credit crunch: an overview," New England Economic Review, Federal Reserve Bank of Boston, issue Nov, pages 25-36.
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    Cited by:

    1. Chakraborty, Suparna & Allen, Linda, 2007. "Revisiting the Level Playing Field: International Lending Responses to Divergences in Japanese Bank Capital Regulations from the Basel Accord," MPRA Paper 1805, University Library of Munich, Germany.
    2. repec:eee:riibaf:v:42:y:2017:i:c:p:645-657 is not listed on IDEAS
    3. Cesar Escalante & Minrong Song, 2017. "Pre and Post Recession Input Allocation Decisions of Farm Credit System Lending Units," Proceedings of Economics and Finance Conferences 4807110, International Institute of Social and Economic Sciences.

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    Bank loans ; Commercial loans ; Credit;


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