Network externalities: the catch-22 of retail payments innovations
An investigation of one of the reasons why electronic payments have not yet supplanted cash and checks in retail transactions: Consumers willingness to use an innovation depends on the number of merchants who have already adopted it, and merchants willingness to invest in the innovation depends on the number of consumers who are already using it.
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Volume (Year): (1998)
Issue (Month): Feb ()
Pages:
| Handle: | RePEc:fip:fedcec:y:1998:i:feb15 |
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