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Analysis of the synergistic effect of digital financial inclusion and social security on crime governance based on regional differences

Author

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  • Liu, Dongming
  • Tu, Yongqian
  • Chen, Zhangzhang
  • Zheng, Yinglong

Abstract

This study delves into the intricate dynamics between digital financial inclusion, social security measures, and regional crime governance using data from 31 provincial regions in China spanning from 2010 to 2022. The core findings reveal that the advancement of digital financial inclusion contributes to a reduction in local crime levels, while increased investments in the social security system also exert a positive influence on lowering crime rates. Notably, regional economic development plays a moderating role, impacting both the relationship between digital financial inclusion and crime rates, as well as the link between social security and crime rates. Furthermore, the impact of digital financial inclusion on crime rates demonstrates significant variations across different regions. Similarly, when examining regional disparities, the influence of social security measures on crime rates exhibits comparable differences.

Suggested Citation

  • Liu, Dongming & Tu, Yongqian & Chen, Zhangzhang & Zheng, Yinglong, 2025. "Analysis of the synergistic effect of digital financial inclusion and social security on crime governance based on regional differences," International Review of Economics & Finance, Elsevier, vol. 98(C).
    • Handle: RePEc:eee:reveco:v:98:y:2025:i:c:s1059056025001303
    DOI: 10.1016/j.iref.2025.103967
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    Cited by:

    1. Yu, Tianzi & Zhang, Xuejing, 2026. "The impact of fintech development and advanced industrial structure on regional criminal offenses," Finance Research Letters, Elsevier, vol. 87(C).
    2. Zhao, Guodong & Jiang, Yu & Lei, Xue, 2025. "Litigation access and market efficiency: Evidence from China’s filing registration reform," Finance Research Letters, Elsevier, vol. 86(PF).

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