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Role of Digital Financial Awareness on Economic Sustainability among SHG Women in Vulnerable Communities in Andhra Pradesh

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  • Dr. P. A. Naidu

    (Asst. Professor, Dept. of Economics, Central University of Andhra Pradesh, Ananthapur)

Abstract

This paper aims to explore the impact of digital financial literacy on economic sustainability among Self-Help Group (SHG) women living in destitute of hope pockets of Andhra Pradesh during 2024-25. A cross-sectional survey of 210 participants from three districts – Visakhapatnam (Coastal Andhra), Anantapur (Rayalaseema), and Kurnool (Central Region) – was administered through structured questionnaires. The findings indicate that 58.6% of the respondents have moderate level of digital financial literacy with considerable differences based on educational level, possession of smartphone and exposure to educational programs. Education (β=0.342, p

Suggested Citation

  • Dr. P. A. Naidu, 2026. "Role of Digital Financial Awareness on Economic Sustainability among SHG Women in Vulnerable Communities in Andhra Pradesh," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 10(2), pages 4886-4899, February.
    • Handle: RePEc:bcp:journl:v:10:y:2026:i:2:p:4886-4899
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    References listed on IDEAS

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    1. Deepak Mishra & Naveen Agarwal & Sanawi Sharahiley & Vinay Kandpal, 2024. "Digital Financial Literacy and Its Impact on Financial Decision-Making of Women: Evidence from India," JRFM, MDPI, vol. 17(10), pages 1-23, October.
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