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Assessing the Extent of Financial Inclusion through Bank Office Expansion in Haryana

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  • Rani, Mamta
  • Siwach, Manoj

Abstract

Subject and purpose of work: The study presents a comprehensive analysis of the banking sector in Haryana from 2007 to 2022. Materials and methods: The study is based on secondary data. The number of bank branches, deposits, and credits in the state are just a few economic indicators covered in the Statistical Abstract of Haryana. The compound growth rate is calculated to assess the growth of a bank. Results: The findings reveal a consistent rising trend in bank branches, credit and deposits of commercial banks. Notable trends include increasing bank branches, a surge in deposits and robust credit growth, indicating a dynamic and thriving banking sector. The Credit-Deposit ratio gradually increased from 2007 to 2011, reaching a peak in 2012 at 102.10%. Conclusions: The overall number of bank offices has increased dramatically due to the state’s growing financial sector. The steady expansion in bank branches indicates a sustained effort to improve accessibility and financial inclusion.

Suggested Citation

  • Rani, Mamta & Siwach, Manoj, 2024. "Assessing the Extent of Financial Inclusion through Bank Office Expansion in Haryana," Economic and Regional Studies (Studia Ekonomiczne i Regionalne), John Paul II University of Applied Sciences in Biala Podlaska, vol. 17(01), January.
    • Handle: RePEc:ags:plecrs:342843
    DOI: 10.22004/ag.econ.342843
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    References listed on IDEAS

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    1. Mandira Sarma, 2008. "Index of Financial Inclusion," Finance Working Papers 22259, East Asian Bureau of Economic Research.
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