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Savings Mobilization Role Of Nigerian Commercial Banks:An Analytical Policy Study

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Author Info

  • GODWIN CHUKWUDUM NWAOBI

    (QUANTITATIVE ECONOMIC RESEARCH BUREAU)

Abstract

CAPITAL ACCUMULATION HAS BEEN EMPHASISED AS THE MAJOR FACTOR GOVERING THE RATE OF DEVELOPMENT. THIS STUDY THEREFORE AIMS EXPLORING IN THE LIGHT OF PAST TRENDS, THE ROLE AND SCOPE OF COMMERCIAL BANKS AS FINANCIAL INTERMEDIARIES IN MOBILIZING DOMESTIC SAVINGS FOR DEVELOPMENT AND THE CONSTRAINTS IN THE EFFICIENT PERFORMANCE OF THIS ROLE. EMPIRICAL EVIDENCE FROM NIGERIA IMPLIES THAT SAVING IS AN INSTITUTION ELASTIC AND THE EXISTENCE OF FINACIAL INSTITUTIONS MAY PROMOTE HIGH MARGINAL PROPENSITIES TO SAVE.

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File URL: http://128.118.178.162/eps/fin/papers/0307/0307011.pdf
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Bibliographic Info

Paper provided by EconWPA in its series Finance with number 0307011.

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Length: 36 pages
Date of creation: 21 Jul 2003
Date of revision:
Handle: RePEc:wpa:wuwpfi:0307011

Note: Type of Document - MICROSOFT WORD; prepared on IBM PC ; to print on HP; pages: 36; figures: NONE. We never published this piece and now we would like to reduce our mailing and xerox cost by posting it.
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Web page: http://128.118.178.162

Related research

Keywords: SAVINGS; FINANCIAL MARKET; COMMERCIAL BANKS; INFORMAL SECTOR; CAPITAL MARKET; INTEREST RATES; NIGERIA ECONOMY; MOBILIZATION;

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  1. Adams, Nassau A, 1971. "Dependency Rates and Savings Rates: Comment," American Economic Review, American Economic Association, vol. 61(3), pages 472-75, June.
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