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Savings Mobilization Role Of Nigerian Commercial Banks:An Analytical Policy Study

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Author Info
GODWIN CHUKWUDUM NWAOBI (QUANTITATIVE ECONOMIC RESEARCH BUREAU)

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Abstract

CAPITAL ACCUMULATION HAS BEEN EMPHASISED AS THE MAJOR FACTOR GOVERING THE RATE OF DEVELOPMENT. THIS STUDY THEREFORE AIMS EXPLORING IN THE LIGHT OF PAST TRENDS, THE ROLE AND SCOPE OF COMMERCIAL BANKS AS FINANCIAL INTERMEDIARIES IN MOBILIZING DOMESTIC SAVINGS FOR DEVELOPMENT AND THE CONSTRAINTS IN THE EFFICIENT PERFORMANCE OF THIS ROLE. EMPIRICAL EVIDENCE FROM NIGERIA IMPLIES THAT SAVING IS AN INSTITUTION ELASTIC AND THE EXISTENCE OF FINACIAL INSTITUTIONS MAY PROMOTE HIGH MARGINAL PROPENSITIES TO SAVE.

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File URL: http://129.3.20.41/eps/fin/papers/0307/0307011.pdf
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Publisher Info
Paper provided by EconWPA in its series Finance with number 0307011.

Download reference. The following formats are available: HTML (with abstract), plain text (with abstract), BibTeX, RIS (EndNote, RefMan, ProCite), ReDIF
Length: 36 pages
Date of creation: 21 Jul 2003
Date of revision:
Handle: RePEc:wpa:wuwpfi:0307011

Note: Type of Document - MICROSOFT WORD; prepared on IBM PC ; to print on HP; pages: 36; figures: NONE. We never published this piece and now we would like to reduce our mailing and xerox cost by posting it.
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Web page: http://129.3.20.41

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Related research
Keywords: SAVINGS; FINANCIAL MARKET; COMMERCIAL BANKS; INFORMAL SECTOR; CAPITAL MARKET; INTEREST RATES; NIGERIA ECONOMY; MOBILIZATION;

Find related papers by JEL classification:
D10 - Microeconomics - - Household Behavior - - - General
E21 - Macroeconomics and Monetary Economics - - Macroeconomics: Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
E44 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Financial Markets and the Macroeconomy
G20 - Financial Economics - - Financial Institutions and Services - - - General
H31 - Public Economics - - Fiscal Policies and Behavior of Economic Agents - - - Household
N20 - Economic History - - Financial Markets and Institutions - - - General, International, or Comparative

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  1. Adams, Nassau A, 1971. "Dependency Rates and Savings Rates: Comment," American Economic Review, American Economic Association, vol. 61(3), pages 472-75, June. [Downloadable!] (restricted)
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