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Essays on consumer finance

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  • Hannon, Simona

    (Tilburg University, School of Economics and Management)

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  • Hannon, Simona, 2024. "Essays on consumer finance," Other publications TiSEM 4958b451-b30a-4957-9763-1, Tilburg University, School of Economics and Management.
    • Handle: RePEc:tiu:tiutis:4958b451-b30a-4957-9763-140f029de38e
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    File URL: https://pure.uvt.nl/ws/portalfiles/portal/86505381/thesis_Simona_Hannon.pdf
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    References listed on IDEAS

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    5. Jagtiani, Julapa & Lemieux, Catharine, 2018. "Do fintech lenders penetrate areas that are underserved by traditional banks?," Journal of Economics and Business, Elsevier, vol. 100(C), pages 43-54.
    6. Massoud, Nadia & Saunders, Anthony & Scholnick, Barry, 2011. "The cost of being late? The case of credit card penalty fees," Journal of Financial Stability, Elsevier, vol. 7(2), pages 49-59, June.
    7. Paige Marta Skiba & Jeremy Tobacman, 2019. "Do Payday Loans Cause Bankruptcy?," Journal of Law and Economics, University of Chicago Press, vol. 62(3), pages 485-519.
    8. Durkin, Thomas A. & Elliehausen, Gregory, 2011. "Truth in Lending: Theory, History, and a Way Forward," OUP Catalogue, Oxford University Press, number 9780195172959.
    9. Hausman, Jerry & Hall, Bronwyn H & Griliches, Zvi, 1984. "Econometric Models for Count Data with an Application to the Patents-R&D Relationship," Econometrica, Econometric Society, vol. 52(4), pages 909-938, July.
    10. Song Han & Benjamin J. Keys & Geng Li, 2018. "Unsecured Credit Supply, Credit Cycles, and Regulation," The Review of Financial Studies, Society for Financial Studies, vol. 31(3), pages 1184-1217.
    11. Wallace P. Mors, 1965. "Consumer Credit Finance Charges: Rate Information and Quotation," NBER Books, National Bureau of Economic Research, Inc, number mors65-1, March.
    12. Neil Bhutta & Paige Marta Skiba & Jeremy Tobacman, 2015. "Payday Loan Choices and Consequences," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 47(2-3), pages 223-260, March.
    13. Edward C. Lawrence & Gregory Elliehausen, 2008. "A Comparative Analysis Of Payday Loan Customers," Contemporary Economic Policy, Western Economic Association International, vol. 26(2), pages 299-316, April.
    14. Lisa J Dettling & Joanne W Hsu, 2021. "Minimum Wages and Consumer Credit: Effects on Access and Borrowing [Price pass-through and the minimum wage]," The Review of Financial Studies, Society for Financial Studies, vol. 34(5), pages 2549-2579.
    15. A. C. Cameron & P. K. Trivedi & Frank Milne & J. Piggott, 1988. "A Microeconometric Model of the Demand for Health Care and Health Insurance in Australia," The Review of Economic Studies, Review of Economic Studies Ltd, vol. 55(1), pages 85-106.
    16. Huan Tang, 2019. "Peer-to-Peer Lenders Versus Banks: Substitutes or Complements?," The Review of Financial Studies, Society for Financial Studies, vol. 32(5), pages 1900-1938.
    17. Elliehausen, Gregory & Hannon, Simona M., 2018. "The Credit Card Act and consumer finance company lending," Journal of Financial Intermediation, Elsevier, vol. 34(C), pages 109-119.
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    20. Robert B. Avery & Paul S. Calem & Glenn B. Canner, 2004. "Credit report accuracy and access to credit," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 90(Sum), pages 297-322.
    21. McDonald, John F & Moffitt, Robert A, 1980. "The Uses of Tobit Analysis," The Review of Economics and Statistics, MIT Press, vol. 62(2), pages 318-321, May.
    22. Robert M. Feinberg, 2003. "The Determinants of Bank Rates in Local Consumer Lending Markets: Comparing Market and Institution‐Level Results," Southern Economic Journal, John Wiley & Sons, vol. 70(1), pages 144-156, July.
    23. Mark Furletti, 2003. "Credit card pricing developments and their disclosure," Consumer Finance Institute discussion papers 03-02, Federal Reserve Bank of Philadelphia.
    24. Miller, Thomas, 2019. "How Do Small-Dollar, Nonbank Loans Work?," Annals of Computational Economics, George Mason University, Mercatus Center, April.
    25. Colleen Honigsberg & Robert J. Jackson Jr. & Richard Squire, 2017. "How Does Legal Enforceability Affect Consumer Lending? Evidence from a Natural Experiment," Journal of Law and Economics, University of Chicago Press, vol. 60(4), pages 673-712.
    26. Brito, Dagobert L & Hartley, Peter R, 1995. "Consumer Rationality and Credit Cards," Journal of Political Economy, University of Chicago Press, vol. 103(2), pages 400-433, April.
    27. Julia Fonseca, 2023. "Less Mainstream Credit, More Payday Borrowing? Evidence from Debt Collection Restrictions," Journal of Finance, American Finance Association, vol. 78(1), pages 63-103, February.
    28. McKernan, Signe-Mary & Ratcliffe, Caroline & Kuehn, Daniel, 2013. "Prohibitions, price caps, and disclosures: A look at state policies and alternative financial product use," Journal of Economic Behavior & Organization, Elsevier, vol. 95(C), pages 207-223.
    29. Robert M. Feinberg, 2001. "The Competitive Role Of Credit Unions In Small Local Financial Services Markets," The Review of Economics and Statistics, MIT Press, vol. 83(3), pages 560-563, August.
    30. Havrylchyk Olena & Mariotto Carlotta & Rahim Talal & Verdier Marianne, 2020. "The Expansion of Peer-to-Peer Lending," Review of Network Economics, De Gruyter, vol. 19(3), pages 145-187, September.
    31. Stiglitz, Joseph E & Weiss, Andrew, 1981. "Credit Rationing in Markets with Imperfect Information," American Economic Review, American Economic Association, vol. 71(3), pages 393-410, June.
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