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Determinants of Bank Lending in Europe and the US. Evidence from Crisis and Post Crisis Years

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Abstract

We investigate bank lending patterns and their determinants in Europe and the US over 2008-2014. Precisely, we relate bank characteristics prior to the financial crisis to their lending behaviour during and after the crisis period. Our analyis confirms the existence of a bank lending channel, that is stronger in Europe than in the US and especially if we look at corporate loans rather than at the whole loan portfolio.

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  • Brunella Bruno & Alexandra D’Onofrio & Immacolata Marino, 2017. "Determinants of Bank Lending in Europe and the US. Evidence from Crisis and Post Crisis Years," CSEF Working Papers 462, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
    • Handle: RePEc:sef:csefwp:462
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    Cited by:

    1. Cawley, Cormac & Finnegan, Marie, 2019. "Transmission channels of central bank asset purchases in the Irish economy," MPRA Paper 96547, University Library of Munich, Germany.
    2. Cormac Cawley & Marie Finnegan, 2019. "Transmission Channels of Central Bank Asset Purchases in the Irish Economy," Economies, MDPI, vol. 7(4), pages 1-25, September.

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    More about this item

    Keywords

    bank loans; corporate loans; bank lending channel; crisis.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G18 - Financial Economics - - General Financial Markets - - - Government Policy and Regulation
    • G01 - Financial Economics - - General - - - Financial Crises

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