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Brechas de ingreso entre géneros: ¿Perpetuadas o exacerbadas en la vejez?

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Author Info

  • Solange Berstein
  • Andrea Tokman

    ()
    (Studies Division, Chilean Pension Supervisor)

Abstract

En muchos países se han efectuado reformas a los sistemas de pensiones, desde sistemas de reparto a sistemas de capitalización. Una de las principales características de estos sistemas de capitalización es que son de contribuciones definidas y los beneficios están fuertemente atados al monto de estas contribuciones. Por este motivo, las diferencias de inserción en el mercado laboral entre géneros ya no sólo determinan la desigualdad de ingreso de las personas en su vida activa, sino también en su vida pasiva. Además, algunos elementos específicos al sistema chileno de AFP´ s, hacen que estas diferencias se suavicen, mientras que otros las magnifican en la vejez. Este artículo analiza por qué la posición relativa de ingresos entre mujeres y hombres al pasar desde su vida activa a pasiva empeora, y como los distintos elementos relacionados con el diseño del sistema y características laborales y personales, contribuyen a ello..

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File URL: http://www.spensiones.cl/redirect/files/doctrab/DT00008.pdf
File Function: Revised version, 2005
Download Restriction: no

Bibliographic Info

Paper provided by Superintendencia de Pensiones in its series Working Papers with number 8.

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Date of creation: Jul 2005
Date of revision: Jul 2005
Handle: RePEc:sdp:sdpwps:8

Contact details of provider:
Web page: http://www.spensiones.cl/
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Related research

Keywords: Sistema de pensiones; desigualdades por género; mercado laboral;

References

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  1. Gert Wagner, . "La Seguridad Social y el Programa de Pensión Mínima Garantizada," Documentos de Trabajo 133, Instituto de Economia. Pontificia Universidad Católica de Chile..
  2. Jurajda, Stepan & Harmgart, Heike, 2007. "When do female occupations pay more?," Journal of Comparative Economics, Elsevier, vol. 35(1), pages 170-187, March.
  3. Solange Berstein & Guillermo Larraín & Francisco Pino, 2005. "Cobertura, densidad y pensiones en Chile: Proyecciones a 20 años plazo," Working Papers 12, Superintendencia de Pensiones, revised Nov 2005.
  4. James, Estelle & Edwards, Alejandra Cox & Wong, Rebeca, 2003. "The gender impact of pension reform," Journal of Pension Economics and Finance, Cambridge University Press, vol. 2(02), pages 181-219, July.
  5. Bertranou, Fabio M., 2001. "Pension Reform and Gender Gaps in Latin America: What are the Policy Options?," World Development, Elsevier, vol. 29(5), pages 911-923, May.
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Citations

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Cited by:
  1. Solange Berstein & Olga Fuentes & Nicolás Torrealba, 2010. "In an Individually Funded Pension System: How Can Risks Be Mitigated?," Working Papers 36, Superintendencia de Pensiones, revised Feb 2010.
  2. Eduardo Fajnzylber, 2010. "Gender Policy, the Minimum Pension Age and Non-contributory Rights for Women – the Case of Chile," Working Papers wp_003, Adolfo Ibáñez University, School of Government.
  3. Solange Berstein & Olga Fuentes & Nicolás Torrealba, 2011. "La Importancia de la Opción por Omisión en los Sistemas de Pensiones de Cuentas Individuales," Working Papers 44, Superintendencia de Pensiones, revised Jan 2011.
  4. Eduardo Fajnzylber & Gonzalo Reyes, 2011. "Knowledge, Information and retirement saving decisions: Evidence from a large scale intervention in Chile," Working Papers wp_011, Adolfo Ibáñez University, School of Government.
  5. Solange Berstein & Olga Fuentes & Nicolás Torrealba, 2010. "Sistema de Pensiones de Capitalización Individual: ¿Cómo Mitigar Riesgos?," Working Papers 35, Superintendencia de Pensiones, revised Feb 2010.
  6. Solange Berstein & Guillermo Larraín & Francisco Pino, 2005. "Cobertura, densidad y pensiones en Chile: Proyecciones a 20 años plazo," Working Papers 12, Superintendencia de Pensiones, revised Nov 2005.
  7. Solange Berstein, 2011. "Implementación de la Reforma Previsional en Chile," Working Papers 45, Superintendencia de Pensiones, revised Apr 2011.
  8. Eduardo Fajnzylber & Gonzalo Plaza & Gonzalo Reyes, 2009. "Better-informed Workers and Retirement Savings Decisions: Impact Evaluation of a Personalized Pension Projection," Working Papers 31, Superintendencia de Pensiones, revised Sep 2009.

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