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Propiedad y Desempeño de la Banca: ¿Importa la Política?

Author

Listed:
  • Panizza, Ugo
  • Micco, Alejandro
  • Yañez, Mónica

Abstract

En este trabajo se construye y emplea una nueva base de datos para evaluar la relación que hay entre la propiedad de los bancos y el desempeño de los mismos, y se obtienen distintos indicadores para países en desarrollo y para países industrializados. Se descubre que los bancos propiedad del Estado en países en desarrollo tienden a exhibir una rentabilidad más baja y costos más elevados que sus contrapartes privadas, y que lo opuesto ocurre con los bancos foráneos. Se determina que no existe una correlación clara entre la propiedad y el desempeño de los bancos ubicados en países industrializados. Posteriormente, a fin de evaluar si la diferencia en el desempeño entre los bancos públicos y los privados depende de factores políticos, se analiza si esa diferencia aumenta durante los años de elecciones y se descubren elementos que corroboran esta hipótesis.

Suggested Citation

  • Panizza, Ugo & Micco, Alejandro & Yañez, Mónica, 2006. "Propiedad y Desempeño de la Banca: ¿Importa la Política?," IDB Publications (Working Papers) 2168, Inter-American Development Bank.
    • Handle: RePEc:idb:brikps:2168
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