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Shifting ground: Can community development loan funds continue to serve the neediest borrowers?

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Author Info
Julia Sass Rubin
Abstract

Community development financial institutions (CDFIs) are designed to improve economic conditions for low-income individuals and communities by providing a range of financial products and services that often are not available from mainstream lenders and financiers. ; Part I of this paper reviews CDLF origins, structures, and current activities. Part II discusses the field’s historic sources of subsidized capital and why they have shrunk. Part III reviews potential new sources of capital and the organizational ways that CDLFs are responding to their changed environment. The paper concludes with recommendations for CDLFs, funders, and policy makers.

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Paper provided by Federal Reserve Bank of San Francisco in its series Community Development Investment Center Working Paper with number 2009-01.

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Date of creation: 2009
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Handle: RePEc:fip:fedfcw:2009-01

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Related research
Keywords: Community development ; Loans;

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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. Julia Sass Rubin & Gregory M. Stankiewicz, 2005. "The new markets tax credit program: a midcourse assessment," Community Development Investment Review, Federal Reserve Bank of San Francisco, pages 1-11. [Downloadable!]
  2. Lauren Lambie-Hanson, 2008. "Addressing the prevalence of real estate investments in the new markets tax credit program," Community Development Investment Center Working Paper 2008-04, Federal Reserve Bank of San Francisco. [Downloadable!]
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This page was last updated on 2009-12-30.

This information is provided to you by IDEAS at the Department of Economics, College of Liberal Arts and Sciences, University of Connecticut using RePEc data on a server sponsored by the Society for Economic Dynamics.