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The twenty-fifth anniversary of the Community Reinvestment Act: past accomplishments and future regulatory challenges

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  • William C. Apgar
  • Mark Duda
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    Abstract

    This paper was presented at the conference "Policies to Promote Affordable Housing," cosponsored by the Federal Reserve Bank of New York and New York University's Furman Center for Real Estate and Urban Policy, February 7, 2002. It was part of Session 4: Housing Subsidies and Finance.

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    File URL: http://www.newyorkfed.org/research/epr/03v09n2/0306apga.pdf
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    Bibliographic Info

    Article provided by Federal Reserve Bank of New York in its journal Economic Policy Review.

    Volume (Year): (2003)
    Issue (Month): Jun ()
    Pages: 169-191

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    Handle: RePEc:fip:fednep:y:2003:i:jun:p:169-191:n:v.9no.2

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    Related research

    Keywords: Community Reinvestment Act of 1977 ; Credit ; Housing - Finance ; Mortgage loans - Law and legislation ; Housing subsidies;

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    1. Robert B. Avery & Raphael W. Bostic & Glenn B. Canner, 2000. "The performance and profitability of CRA-related lending," Economic Commentary, Federal Reserve Bank of Cleveland, issue Nov.
    2. Robert B. Avery & Raphael W. Bostic & Paul S. Calem & Glenn B. Canner, 1997. "Changes in the distribution of banking offices," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Sep, pages 707-725.
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    Cited by:
    1. Hakenes, Hendrik & Schnabel, Isabel, 2006. "The Threat of Capital Drain: A Rationale for Public Banks?," Discussion Paper Series of SFB/TR 15 Governance and the Efficiency of Economic Systems 107, Free University of Berlin, Humboldt University of Berlin, University of Bonn, University of Mannheim, University of Munich.
    2. Lawrence J. White, 2009. "The Community Reinvestment Act: Good Goals, Flawed Concept," Working Papers 09-02, New York University, Leonard N. Stern School of Business, Department of Economics.
    3. John Gilderbloom & Katrina Anaker & Gregory Squires & Matt Hanka & Joshua Ambrosius, 2011. "Why Foreclosure Rates in African American Neighborhoods are so High: Looking at the Real Reaonss," ERSA conference papers ersa11p1597, European Regional Science Association.
    4. Liz Laderman, 2004. "Has the CRA increased lending for low-income home purchases?," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue jun25.
    5. Jonathan Spader & Roberto Quercia, 2012. "CRA Lending in a Changing Context: Evidence of Interaction with FHA and Subprime Originations," The Journal of Real Estate Finance and Economics, Springer, vol. 44(4), pages 505-525, May.

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