A cohort analysis of household income, consumption and saving
AbstractThis paper presents a cohort analysis of household income, consumption and saving in New Zealand. It is based on an analysis of unit record data from March years 1984 to 1998 taken from the Household Economic Survey (HES). These data are a series of cross-sectional surveys rather than a true panel, so we construct synthetic cohorts and use a range of regression models to separate out the effect of age, birth-year cohort and survey year on income, consumption and saving rates. There appears to be a “V” shaped cohort pattern in household income and saving, such that the age profile of saving shifted down for the cohorts born between 1920 and 1939 relative to the younger and older cohorts studied.
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Bibliographic InfoArticle provided by Taylor and Francis Journals in its journal New Zealand Economic Papers.
Volume (Year): 35 (2001)
Issue (Month): 2 ()
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- Trinh Le, 2007. "Does New Zealand have a household saving crisis?," Macroeconomics Working Papers 23081, East Asian Bureau of Economic Research.
- Grant Scobie & John Gibson & Trinh Le, 2004. "Saving for Retirement: New Evidence for New Zealand," Treasury Working Paper Series 04/12, New Zealand Treasury.
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- Grant Scobie & Trinh Le & John Gibson, 2007. "Housing in the Household Portfolio and Implications for Retirement Saving: Some Initial Finding from SOFIE," Treasury Working Paper Series 07/04, New Zealand Treasury.
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