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Модель Стадного Поведения Клиентов Банка

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  • Вороновицкий М.М.

Abstract

Требования большинства клиентов банка о досрочном возврате вкладов называют нападением на банк. Одной из существенных причин этого явления оказывается возникновение стадного поведения клиентов банка. В настоящей работе нападение на банк рассматривается как один из примеров стадного поведения. Построены и исследованы две динамические модели взаимодействия коллектива клиентов и банка. Показано, что при простых и достаточно естественных предположениях о механизме выбора решений клиентами возникает стадное поведение. Главная цель работы - исследование механизмов стадного поведения более сложных, чем исследованные ранее.

Suggested Citation

  • Вороновицкий М.М., 2013. "Модель Стадного Поведения Клиентов Банка," Журнал Экономика и математические методы (ЭММ), Центральный Экономико-Математический Институт (ЦЭМИ), vol. 49(1), pages 73-87, январь.
  • Handle: RePEc:scn:cememm:v:49:y:2013:i:1:p:73-87
    Note: Москва
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    References listed on IDEAS

    as
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