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Revisitando los modelos de Birnbaum-Chávez y de Diamond-Dybvig sobre corridas bancarias ¿Las corridas dependen sólo de fundamentos económicos o también de factores psicológicos?

Author

Listed:
  • Romero-Ramírez, Erick

    (Instituto Politécnico Nacional)

  • Venegas-Martínez, Francisco

    (Instituto Politécnico Nacional)

  • Trejo-García, José Carlos

    (Instituto Politécnico Nacional)

Abstract

Este trabajo revisita y extiende los modelos de Birnbaum-Chávez (1997) y Diamond-Dybvig (1983) mediante la incorporación de nuevos parámetros psicológicos. La extensión propuesta es útil para mostrar que el nivel de optimismo/pesimismo y la aversión al riesgo de los individuos, así como la importancia (o peso) que los individuos asignen a los posibles resultados de la economía pueden hacer que la suspensión de convertibilidad, el seguro de depósitos bancarios y la política preventiva de impuestos del gobierno sean mecanismos insuficientes para evitar corridas bancarias.

Suggested Citation

  • Romero-Ramírez, Erick & Venegas-Martínez, Francisco & Trejo-García, José Carlos, 2019. "Revisitando los modelos de Birnbaum-Chávez y de Diamond-Dybvig sobre corridas bancarias ¿Las corridas dependen sólo de fundamentos económicos o también de factores psicológicos?," eseconomía, Escuela Superior de Economía, Instituto Politécnico Nacional, vol. 14(50), pages 7-40, Primer se.
    • Handle: RePEc:ipn:esecon:v:14:y:2019:i:50:p:7-40
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    More about this item

    Keywords

    economía conductual; pánico bancario; corridas bancarias;
    All these keywords.

    JEL classification:

    • G41 - Financial Economics - - Behavioral Finance - - - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making in Financial Markets
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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