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Deposit insurance reform in the FDIC Improvement Act: the experience to date

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  • George J. Benston
  • George G. Kaufman
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    Abstract

    In 1991, the U.S. adopted fundamental deposit insurance reform in the FDIC Improvement Act. This article reveals why such reform was necessary in light of the severe banking crisis of the 1980s and analyzes its success to date.

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    File URL: http://www.chicagofed.org/digital_assets/publications/economic_perspectives/1998/ep2Q98_1.pdf
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    Bibliographic Info

    Article provided by Federal Reserve Bank of Chicago in its journal Economic Perspectives.

    Volume (Year): (1998)
    Issue (Month): Q II ()
    Pages: 2-20

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    Handle: RePEc:fip:fedhep:y:1998:i:qii:p:2-20:n:v.22no.2

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    Related research

    Keywords: Federal Deposit Insurance Corporation Improvement Act of 1991;

    References

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    1. Miller, Geoffrey P., 1996. "Is deposit insurance inevitable? Lessons from Argentina," International Review of Law and Economics, Elsevier, vol. 16(2), pages 211-232, June.
    2. Joe Peek & Eric S. Rosengren, 1996. "Will legislated early intervention prevent the next banking crisis?," Working Papers 96-5, Federal Reserve Bank of Boston.
    3. Jones, David S. & King, Kathleen Kuester, 1995. "The implementation of prompt corrective action: An assessment," Journal of Banking & Finance, Elsevier, vol. 19(3-4), pages 491-510, June.
    4. Jaffee, Dwight M, 1989. "Symposium on Federal Deposit Insurance for S&L Institutions," Journal of Economic Perspectives, American Economic Association, vol. 3(4), pages 3-9, Fall.
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