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Convergence in the activities of European banks

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Author Info
Dahl, Drew
Shrieves, Ronald E.
Spivey, Michael F.

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Abstract

Cross-country integration of banking in Europe typically has been analyzed from the perspective of particular markets for financial products. We extend this research to consider the potential effects of market integration on the portfolio choices and financial structure of banks in seven European countries, 1994-2002. Our evidence rejects a hypothesis that banks in different countries have common activities. Distinct portfolio choices are more evident among small banks, as opposed to big banks, are more evident in Italy and are less evident in the UK and Spain. We conclude that integration of financial markets in Europe, to the extent that it has occurred, has not imposed a uniform mix of activities on European banks.

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Publisher Info
Article provided by Elsevier in its journal Journal of International Financial Markets, Institutions and Money.

Volume (Year): 18 (2008)
Issue (Month): 2 (April)
Pages: 161-175
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Handle: RePEc:eee:intfin:v:18:y:2008:i:2:p:161-175

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Web page: http://www.elsevier.com/locate/intfin

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