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Progress of Mongolian Microfinance: A Case Study of Khan Bank and XacBank

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  • Dulamragchaa, Orosoo
  • Izumida, Yoichi

Abstract

This paper examines the activities of Mongolian financial intermediation and the factors influencing the progress of Mongolian microfinance. These were evaluated using data from household surveys in selected areas, financial statements of Khan Bank and XacBank, and information obtained from interviews with officers of said banks. The analysis found that the performance of these two banks improved significantly. Moreover, Mongolian microfinance advanced as innovative methods were introduced. The new concept of collateral is considered the most important development. Loans secured using various kinds of collateral and guarantee are effective in heightening loan recovery in Mongolian microfinance.

Suggested Citation

  • Dulamragchaa, Orosoo & Izumida, Yoichi, 2011. "Progress of Mongolian Microfinance: A Case Study of Khan Bank and XacBank," Asian Journal of Agriculture and Development, Southeast Asian Regional Center for Graduate Study and Research in Agriculture (SEARCA), vol. 8(2), pages 1-13, December.
    • Handle: RePEc:ags:phajad:199325
    DOI: 10.22004/ag.econ.199325
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    References listed on IDEAS

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    1. repec:idb:brikps:21138 is not listed on IDEAS
    2. World Bank, 2010. "World Development Report 2010," World Bank Publications - Books, The World Bank Group, number 4387, December.
    3. Adams, Dale W & Chen, H. Y. & Lamberte, M. B., 1993. "Differences in uses of rural financial markets in Taiwan and the Philippines," World Development, Elsevier, vol. 21(4), pages 555-563, April.
    4. World Bank, 2001. "The World Bank Annual Report 2001," World Bank Publications - Books, The World Bank Group, number 13934, December.
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