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Discriminatory Practice In Microfinance: Gender And Glass Ceiling On Loan Size (Case Study From Jordan)

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  • Maaitah, Nebal Al

Abstract

This paper uses One-way ANOVA test and descriptive statistics on database comprising 88 055 loan applications from a Micro Fund for Women (MFW) in Jordan for the period (2011-2017). We detect if borrowers with different characteristics e.g. years of formal education, gender, nationality) have different level of capabilities that lead to the difference in possibilities in the granted loan sizes. Our analysis finds out that there are no observable characteristics affect loan allocation. Variables such as gender, years of formal education, nationality found to have no significant effect on MFW disbursed loans. Moreover, MFW branch location has no significant effect on loan size. The outcome of this paper calls for further research to identify the most relevant factors affect loan size in microfinance industry in Jordan.

Suggested Citation

  • Maaitah, Nebal Al, 2018. "Discriminatory Practice In Microfinance: Gender And Glass Ceiling On Loan Size (Case Study From Jordan)," Journal of Central European Green Innovation, Karoly Robert University College, vol. 6(1).
    • Handle: RePEc:ags:hukrgr:279363
    DOI: 10.22004/ag.econ.279363
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