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Kreditvergabe der Banken an kleine und mittelständische


  • Monika Lindner-Lehmann

    (University of Rostock)

  • Erik Lehmann

    (University of Rostock)

  • Doris Neuberger

    (University of Rostock)


Der vorliegende Beitrag fasst die Ergebnisse einer im Jahr 1997 getätigten schriftlichen Befragung deutscher Banken zu ihrer Kreditvergabe an kleine und mittelständische Unternehmen zusammen. Befragt wurden 1200 Firmenkundenbetreuer privater Großbanken, Sparkassen und Genossenschaftsbanken zu dem von ihnen jeweils zuletzt bearbeiteten Kreditantrag. Im Mittelpunkt der Analyse steht die Organisation und Vorgehensweise der Kreditwürdigkeitsprüfung, die Geschäftsbeziehung zwischen Bank und Kunde und die Konditionengestaltung bei der Kreditvergabe.

Suggested Citation

  • Monika Lindner-Lehmann & Erik Lehmann & Doris Neuberger, 2005. "Kreditvergabe der Banken an kleine und mittelständische," Finance 0501006, University Library of Munich, Germany.
  • Handle: RePEc:wpa:wuwpfi:0501006
    Note: Type of Document - pdf; pages: 150

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    Cited by:

    1. Lehmann, Erik & Neuberger, Doris, 1998. "SME Loan Pricing and Lending Relationships in Germany: A New Look," Thuenen-Series of Applied Economic Theory 18, University of Rostock, Institute of Economics.

    More about this item


    Bank lending; small business finance; lending relationships; loan contracting;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • L2 - Industrial Organization - - Firm Objectives, Organization, and Behavior


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