Les hawalas : les systèmes informels de transfert des fonds
[Hawala: informal funds transfer systems]
The informal systems of transfer of funds (hawalas) arouse an increased interest on behalf of the authorities concerned to regulate them but also among the researchers who try to analyze how they operate for better appreciating of their macroeconomic impact. These institutions are primarily used by the emigrants in order to repatriate part of their income towards their native countries and constitute a source of alternative financing taking into consideration failure of the traditional banking structures. However, hardenings of the regulation are likely to weaken these systems and to deprive a large category of the population, mainly the poor, of an essential supplementary income.
|Date of creation:||Sep 2006|
|Date of revision:|
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- Mahamoud, Ismael & Adair, Philippe, 2006.
"Les enquêtes sur le secteur informel à Djibouti : une analyse comparative 1980-2001
[The surveys on the informal sector in Djibouti: A Comparative Analysis 1980-2001]," MPRA Paper 59136, University Library of Munich, Germany.
- World Bank, 2005. "Global Economic Prospects 2006 : Economic Implications of Remittances and Migration," World Bank Publications, The World Bank, number 7306.
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