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Trends and composition of institutional credit to the agriculture sector during the post-reform period


  • zia, Jiyaur Rahman
  • zeba, Dr. Zeba Sheereen


This paper attempts to analyse the changes in trends and composition of multi-agency network (Co-operatives, SCBs, and RRBs) in issuance of credit to agriculture sector during the post-reform period by using time series data from 1975 to 2005. The analysis reveals that the trends of direct (short and long-term) and indirect institutional credit to agriculture sector has increased significantly during the post-reform period. As far as the composition is concerned, the share of SCBs as percentage of total direct institutional credit has increased significantly whereas the co-operatives share has decreased. The regional rural banks contribution has been almost constant. We have also tried to find out the distribution of indirect finance through Scheduled Commercial Banks.

Suggested Citation

  • zia, Jiyaur Rahman & zeba, Dr. Zeba Sheereen, 2009. "Trends and composition of institutional credit to the agriculture sector during the post-reform period," MPRA Paper 24250, University Library of Munich, Germany.
  • Handle: RePEc:pra:mprapa:24250

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    References listed on IDEAS

    1. Fan, S., 2008. "Investing in african agriculture to halve poverty by 2015," IWMI Working Papers H041613, International Water Management Institute.
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    More about this item


    Credit; Agriculture; Post-reform period; banks; India;

    JEL classification:

    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit
    • Q14 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Agricultural Finance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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