IDEAS home Printed from https://ideas.repec.org/
MyIDEAS: Login to save this paper or follow this series

Individual Choice in Social Protection: The Case of Swiss Pensions

  • Monika Queisser
  • Edward R. Whitehouse

In most OECD countries, the structure of the pension system does not give much potential for individual choice. The Swiss pension system is a particularly interesting case in this respect. Switzerland relies heavily on privately-managed, fully-funded pensions, which employers are obliged to provide. The employees have only a very limited range of individual choice within this system and there has been increasing political pressure to give members more control over their benefits. More choice would increase competition among funds, lead to higher returns on investment of pension funds, improve customer services and result in higher member satisfaction due to more tailored benefit packages. This paper examines the choices currently available to members of occupational pension schemes in Switzerland and how they are making use of these options. It goes on to consider which expansions in choice might be desirable and what obstacles may be in the way of such changes. A particular ... Dans la plupart des pays de l'OCDE, la structure du système de pensions ne laisse pas une grande marge de manoeuvre aux individus. Le système de pensions suisse est particulièrement intéressant à cet égard. La Suisse s'appuie largement sur des pensions à gestion privée, entièrement capitalisées, que les employeurs sont tenus de mettre en place. Les salariés n'ont que des possibilités de choix très limitées dans ce système et les pressions politiques se font de plus en plus vives pour que l'on donne un plus large pouvoir de contrôle aux membres sur leurs prestations. Une plus grande liberté de choix augmenterait la concurrence entre les fonds de pension, conduirait à un meilleur rendement sur les investissements des fonds, améliorerait le service rendu au consommateur et se traduirait par une satisfaction accrue des membres du fait que l'offre de prestations serait mieux adaptée à la situation de chacun. Ce document examine les choix actuellement accessibles aux membres des ...

If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

File URL: http://dx.doi.org/10.1787/717846424625
Our checks indicate that this address may not be valid because: 403 Forbidden (http://dx.doi.org/10.1787/717846424625 [303 See Other]--> http://www.oecd-ilibrary.org/social-issues-migration-health/individual-choice-in-social-protection_717846424625). If this is indeed the case, please notify ()


Download Restriction: no

Paper provided by OECD Publishing in its series OECD Social, Employment and Migration Working Papers with number 11.

as
in new window

Length:
Date of creation: 06 Aug 2003
Date of revision:
Handle: RePEc:oec:elsaab:11-en
Contact details of provider: Postal: 2 rue Andre Pascal, 75775 Paris Cedex 16
Phone: 33-(0)-1-45 24 82 00
Fax: 33-(0)-1-45 24 85 00
Web page: http://www.oecd.org
Email:


More information through EDIRC

No references listed on IDEAS
You can help add them by filling out this form.

This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

When requesting a correction, please mention this item's handle: RePEc:oec:elsaab:11-en. See general information about how to correct material in RePEc.

For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: ()

If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

If references are entirely missing, you can add them using this form.

If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

Please note that corrections may take a couple of weeks to filter through the various RePEc services.

This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.