IDEAS home Printed from https://ideas.repec.org/p/oec/dafaac/324-en.html
   My bibliography  Save this paper

Competition in mobile payment services

Author

Listed:
  • OECD

Abstract

What are the key determinants of competition in mobile payment services? How can pro-competitive regulations, competition advocacy and enforcement reduce barriers to entry, and promote competition and innovation? This paper focuses on retail mobile payment services used at physical points of sale, online purchases and peer-to-peer money transfers. It presents the competitive landscape of mobile payments, and explores competition opportunities that enhance contestability, drive innovation and improve access, cost and quality in mobile payments. The paper also highlights ongoing competition risks worth monitoring, such as those posed by data asymmetries, entrenched market power and the gatekeeping of critical infrastructures. Importantly, it underscores the value of co-operation between competition authorities and regulators to ensure that mobile payment services remain competitive and continue to evolve in ways that benefit consumers and merchants worldwide.

Suggested Citation

  • Oecd, 2025. "Competition in mobile payment services," OECD Roundtables on Competition Policy Papers 324, OECD Publishing.
    • Handle: RePEc:oec:dafaac:324-en
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    More about this item

    Keywords

    competition and innovation; competition in mobile payment services; competition policy; regulatory effectiveness;
    All these keywords.

    JEL classification:

    • K21 - Law and Economics - - Regulation and Business Law - - - Antitrust Law
    • L4 - Industrial Organization - - Antitrust Issues and Policies
    • L41 - Industrial Organization - - Antitrust Issues and Policies - - - Monopolization; Horizontal Anticompetitive Practices
    • L42 - Industrial Organization - - Antitrust Issues and Policies - - - Vertical Restraints; Resale Price Maintenance; Quantity Discounts
    • L43 - Industrial Organization - - Antitrust Issues and Policies - - - Legal Monopolies and Regulation or Deregulation
    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:oec:dafaac:324-en. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: the person in charge (email available below). General contact details of provider: https://edirc.repec.org/data/caoecfr.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.