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Risikoselektion und Risikoausgleich am Beispiel der gesetzlichen Krankenkassen in Deutschland

Author

Listed:
  • Dieterich, Felix

Abstract

This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance market since the adoption of the so-called "Gesundheitsstrukturgesetz" of 1992. Further, the "Risikostrukturausgleich" as well as other measures are discussed as instruments of artificially spreading risks in this very market before recommendations for adequate policies are given.

Suggested Citation

  • Dieterich, Felix, 2005. "Risikoselektion und Risikoausgleich am Beispiel der gesetzlichen Krankenkassen in Deutschland," Discussion Papers in Economics 718, University of Munich, Department of Economics.
    • Handle: RePEc:lmu:muenec:718
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    File URL: https://epub.ub.uni-muenchen.de/718/1/RSuRA_fdieterich.pdf
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    References listed on IDEAS

    as
    1. repec:diw:diwwpp:dp236 is not listed on IDEAS
    2. repec:diw:diwwpp:dp247 is not listed on IDEAS
    3. Friedrich Breyer & Mathias Kifmann & Erika Schulz, 2001. "Risikostrukturausgleich am Scheideweg: Senkung der Wirtschaftlichkeitsanreize für die Krankenkassen sollte vermieden werden," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 68(14), pages 213-219.
    4. repec:diw:diwwpp:dp267 is not listed on IDEAS
    5. Markus Jankowski & Anne Zimmermann, 2003. "Wettbewerb ohne Risikoselektion auf dem deutschen Krankenversicherungsmarkt," Otto-Wolff-Institut Discussion Paper Series 03/2003, Otto-Wolff-Institut für Wirtschaftsordnung, Köln, Deutschland.
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    JEL classification:

    • I11 - Health, Education, and Welfare - - Health - - - Analysis of Health Care Markets

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