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Climate impact assessment of retail payment services

Author

Listed:
  • Arvidsson, Niklas

    (KTH Royal Institute of Technology)

  • Harahap, Fumi
  • Urban, Frauke
  • Nurdiawati, Anissa

Abstract

Money and payments are central to modern economies and societies, yet there is increasing concern over the environmental impacts of various payment services, particularly from a climate perspective. This report examines the climate impact of retail payments in Sweden in 2021, including cash, card, Giro payments, Swish payments, and payment apps. The aim is to develop a method for measuring the climate impact of existing retail payment services in the Swedish market and to evaluate their individual and aggregate climate impact. The study identifies areas that can be targeted to reduce the overall impact and provide valuable information for sustainable decision-making related to payment services.

Suggested Citation

  • Arvidsson, Niklas & Harahap, Fumi & Urban, Frauke & Nurdiawati, Anissa, 2024. "Climate impact assessment of retail payment services," Working Paper Series 431, Sveriges Riksbank (Central Bank of Sweden).
    • Handle: RePEc:hhs:rbnkwp:0431
    as

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    File URL: https://www.riksbank.se/globalassets/media/rapporter/working-papers/2024/no.-431-climate-impact-assessment-of-retail-payment-services.pdf
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    More about this item

    Keywords

    Climate Impact; Retail Payment; LCA;
    All these keywords.

    JEL classification:

    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
    • O44 - Economic Development, Innovation, Technological Change, and Growth - - Economic Growth and Aggregate Productivity - - - Environment and Growth
    • Q54 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Environmental Economics - - - Climate; Natural Disasters and their Management; Global Warming

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