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The Attitude of the SME Towards Islamic Banking : The Case of SMEs in the South-West Region of Tunisia

Author

Listed:
  • Olfa Daghsni

    (RED-ISGG - Recherche, Entreprises et décision - ISGGB - Institut Supérieur de Gestion de Gabès (Université de Gabès))

  • Jamel Eddine Henchiri

    (RED-ISGG - Recherche, Entreprises et décision - ISGGB - Institut Supérieur de Gestion de Gabès (Université de Gabès))

Abstract

The purpose of this research is to ensure the factors that influence the attitude of SMEs towards Islamic banking services. The data of 28 entrepreneurs of SMEs were collected through an interviewer-administered questionnaire using a random sampling technique. This study uses a theoretical model based on the theory of planned behavior. To analyze the data obtained from the questionnaire, exploratory factor analysis techniques are used. The study has found significant impact of the quality of service, knowledge of Islamic finance, religious belief and support for business on the attitude towards Islamic banking, among SMEs in the south- west region of Tunisia. The results identify important factors that Islamic can use to update their strategies to attract potential customers and expand their customer base by adopting innovative financial solutions for small and medium-sized enterprises (SMEs).

Suggested Citation

  • Olfa Daghsni & Jamel Eddine Henchiri, 2025. "The Attitude of the SME Towards Islamic Banking : The Case of SMEs in the South-West Region of Tunisia," Post-Print hal-05252681, HAL.
    • Handle: RePEc:hal:journl:hal-05252681
    DOI: 10.62754/joe.v4i2.6582
    Note: View the original document on HAL open archive server: https://hal.science/hal-05252681v1
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    References listed on IDEAS

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    1. Mustapha Ziky & Raja Daouah, 2019. "Exploring Small and Medium Enterprises¡¯ Perceptions Towards Islamic Banking Products in Morocco," International Journal of Economics and Finance, Canadian Center of Science and Education, vol. 11(10), pages 106-117, October.
    2. Mohamed Wail Aaminou & Rajae Aboulaich, 2017. "Modeling Consumers’ Behavior in New Dual Banking Markets: The Case of Morocco," Review of Pacific Basin Financial Markets and Policies (RPBFMP), World Scientific Publishing Co. Pte. Ltd., vol. 20(02), pages 1-24, June.
    3. Abdulkader Kaakeh & M. Kabir Hassan & Stefan F. Van Hemmen Almazor, 2019. "Factors affecting customers’ attitude towards Islamic banking in UAE," International Journal of Emerging Markets, Emerald Group Publishing Limited, vol. 14(4), pages 668-688, February.
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