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Private Subprime Mortgages Challenged FHA During 2000s Housing Boom

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Considerable research has been devoted to better understanding the meteoric rise of the PLS subprime mortgage market in the early-to-mid 2000s. But an important aspect has been largely ignored: The simultaneous decline in mortgage originations with Federal Housing Administration (FHA) insurance.

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Handle: RePEc:fip:d00001:91557
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File URL: https://www.dallasfed.org/research/economics/2021/0511
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