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Impacto de la reforma al sistema de pensiones en México sobre el ahorro


  • Villagómez, F. Alejandro

    () (Tecnológico de Monterrey, Campus Ciudad de México)

  • Hernández, Juan Ignacio



Uno de los principales argumentos esgrimidos en la reforma al sistema de pensiones en México fue su impacto positivo en el ahorro. Este trabajo realiza una primera cuantificación de este impacto. Para ello se estima una serie de ahorro contractual generado por este programa, así como la relación que esta variable guarda con el ahorro privado voluntario. Los resultados obtenidos sugieren que el ahorro contractual y los cambios en el ahorro público generados a diez años de la reforma al esquema de pensiones en México poseen efectos positivos en el ahorro y no existe un efecto compensación entre ahorro voluntario y el contractual.

Suggested Citation

  • Villagómez, F. Alejandro & Hernández, Juan Ignacio, 2009. "Impacto de la reforma al sistema de pensiones en México sobre el ahorro," EGAP Working Papers 2009-02, Tecnológico de Monterrey, Campus Ciudad de México.
  • Handle: RePEc:ega:docume:200902

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    pensiones; México; reforma; ahorro;

    JEL classification:

    • J32 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Nonwage Labor Costs and Benefits; Retirement Plans; Private Pensions
    • P11 - Economic Systems - - Capitalist Systems - - - Planning, Coordination, and Reform

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