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Informalidad del mercado de crédito para la vivienda de interés social

Author

Listed:
  • Ricardo Rocha

    ()

  • Fabio Sánchez Torres

    ()

  • Jorge Tovar

    ()

Abstract

Se trata de un documento dedicado a revelar los principales rasgos del mercado de crédito para Vivienda de Interés Social, VIS, para la población pobre en Colombia y a analizar los resultados de la política durante lo corrido del presente milenio. La primera mitad del estudio estudia la oferta VIS sobre los resultados de 70 encuestas aplicadas a oferentes de crédito VIS en 17 ciudades, diseñadas según entrevistas a expertos que recogen los principales rasgos, productos, requisitos de acceso y aspectos relacionados con la administración y rentabilidad de la cartera VIS. La segunda mitad analiza la demanda por subsidios y crédito VIS, con base en una encuesta realizada a familias en las mismas ciudades y su posterior análisis estadístico y econométrico, allí se muestran los principales obstáculos para el acceso y una estimación de los efectos sobre el bienestar. Finalmente una sección dedicada a conclusiones y recomendaciones.

Suggested Citation

  • Ricardo Rocha & Fabio Sánchez Torres & Jorge Tovar, 2007. "Informalidad del mercado de crédito para la vivienda de interés social," DOCUMENTOS CEDE 003883, UNIVERSIDAD DE LOS ANDES-CEDE.
  • Handle: RePEc:col:000089:003883
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    File URL: http://economia.uniandes.edu.co/publicaciones/f9f3d2007-10.pdf
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    References listed on IDEAS

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    1. Charles M. Tiebout, 1956. "A Pure Theory of Local Expenditures," Journal of Political Economy, University of Chicago Press, vol. 64, pages 416-416.
    2. George J. Borjas & Richard B. Friedman & Lawrence F. Katz, 1997. "How Much Do Immigration and Trade Affect Labor Market Outcomes?," Brookings Papers on Economic Activity, Economic Studies Program, The Brookings Institution, vol. 28(1), pages 1-90.
    3. Roberto Junguito & Ligia Melo & Martha Misas, 1995. "La Descentralización Fiscal y la Política Macroeconómica," Borradores de Economia 031, Banco de la Republica de Colombia.
    Full references (including those not matched with items on IDEAS)

    Citations

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    Cited by:

    1. María Angélica Arbeláez & Roberto Steiner & Alejandro Becerra & Daniel Wills, 2011. "Housing tenure and housing demand in Colombia," WORKING PAPERS SERIES. DOCUMENTOS DE TRABAJO 009067, FEDESARROLLO.
    2. María Angélica Arbeláez & Carolina Camacho & Johanna Fajardo, 2011. "Low-Income Housing Finance in Colombia," IDB Publications (Working Papers) 3427, Inter-American Development Bank.
    3. María Angélica Arbeláez & Carolina Camacho & Johanna Fajardo, 2010. "Social housing finance in Colombia," INFORMES DE INVESTIGACIÓN 009057, FEDESARROLLO.
    4. Arbelaez, Maria Angelica & Camacho, Carolina & Fajardo, Johanna, 2011. "Low-income housing finance in Colombia," MPRA Paper 33531, University Library of Munich, Germany.
    5. repec:col:000462:010395 is not listed on IDEAS

    More about this item

    Keywords

    ; vivienda; pobreza; mercado de crédito; informalidad;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs
    • R21 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Housing Demand
    • R32 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location - - - Other Spatial Production and Pricing Analysis

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