IDEAS home Printed from
MyIDEAS: Log in (now much improved!) to save this paper

La relation entre le taux des credits et le cout des ressources bancaires. Modelisation et estimation sur donnees individuelles de banques

  • Baumel, L.
  • Sevestre, P.

Nous presentons un modèle qui s'inscrit dans le schema theorique de l'economie d'endettement ou la fixation du taux des crédits obeit a une logique de facturation du cout des ressources bancaires. Ce modele suppose que la concurrence sur le marché des crédits est monopolistique et que les banques déterminent une structure de (re-financement des credits nouveaux. Les estimations, realisees a partir de donnees individuelles de banques francaises, indiquent un recours, par ordre decroisant d'importance, au marche monétaire, aux depots et au marche financier et conduisent a evaluer la repercussion de la politique monetaire sur le taux des credits a environ un et demi.

If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

File URL:
Download Restriction: no

Paper provided by Banque de France in its series Working papers with number 48.

in new window

Length: 29 pages
Date of creation: 1998
Handle: RePEc:bfr:banfra:48
Contact details of provider: Postal:
Banque de France 31 Rue Croix des Petits Champs LABOLOG - 49-1404 75049 PARIS

Web page:

More information through EDIRC

No references listed on IDEAS
You can help add them by filling out this form.

This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

When requesting a correction, please mention this item's handle: RePEc:bfr:banfra:48. See general information about how to correct material in RePEc.

For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Michael brassart)

If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

If references are entirely missing, you can add them using this form.

If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

Please note that corrections may take a couple of weeks to filter through the various RePEc services.

This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.