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Deregulation and the Structure of Rural Financial Markets

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  • Milkove, Daniel L.
  • Sullivan, Patrick J.

Abstract

Rapid geographic deregulation of the financial services industry will probably continue in response to technological advances and legislative actions at the State and possibly Federal levels. The ultimate effect of bank deregulation on rural financial markets remains uncertain. Some analysts fear that rural areas will be stripped of their locally owned community banks and left to the whims of large regional and national banking firms. Others argue that geographic deregulation will benefit rural borrowers by increasing the range of financial services provided by banks operating in rural communities.

Suggested Citation

  • Milkove, Daniel L. & Sullivan, Patrick J., 1990. "Deregulation and the Structure of Rural Financial Markets," Rural Development Research Reports 334332, United States Department of Agriculture, Economic Research Service.
    • Handle: RePEc:ags:ersrdr:334332
    DOI: 10.22004/ag.econ.334332
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    References listed on IDEAS

    as
    1. Constance R. Dunham, 1986. "Interstate banking and the outflows of local funds," New England Economic Review, Federal Reserve Bank of Boston, issue Mar, pages 7-19.
    2. Glen Rogers & Ron Schaffer & Glen Pulver, 1988. "Identification of Local Capital Markets for Policy Research," The Review of Regional Studies, Southern Regional Science Association, vol. 18(1), pages 55-66, Winter.
    3. Barkley, David L. & Potts, Glenn T., 1985. "Will Branch Banking Increase Credit and Competition in Rural Communities?," Rural America/ Rural Development Perspectives, United States Department of Agriculture, Economic Research Service, vol. 1(3), June.
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