Report NEP-PAY-2025-04-21

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Bátiz-Lazo issued this report. It is usually issued weekly.

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Other reports in NEP-PAY

The following items were announced in this report:

• Jon Durfee & Michael Junho Lee & Joseph Torregrossa & Sarah Wang, 2025. "Interoperability of Blockchain Systems and the Future of Payments," Liberty Street Economics 20250327b, Federal Reserve Bank of New York.
• Jon Durfee & Michael Junho Lee & Joseph Torregrossa, 2025. "An Interoperability Framework for Payment Systems," Liberty Street Economics 20250327a, Federal Reserve Bank of New York.
• Alistair Milne & Vivienne Lawack, 2024. "Digital assets in payments and transaction banking," Working Papers 11073, South African Reserve Bank.
• Julian A. Parra-Polania & Constanza Martínez-Ventura, 2025. "Designing the Future of Money: The Case for Multiple CBDCs," Borradores de Economia 1311, Banco de la Republica de Colombia.
• Georgarakos, Dimitris & Kenny, Geoff & Laeven, Luc & Meyer, Justus, 2025. "Consumer attitudes towards a central bank digital currency," Working Paper Series 3035, European Central Bank.
• Bogdan Stanišic, 2025. "Acceptance of cashless payment instruments in the Republic of Serbia," Working Papers Bulletin 31, National Bank of Serbia.
• Michael Peneder & Sandra Bilek-Steindl & Susanne Bärenthaler-Sieber & Julia Bock-Schappelwein & Alexandros Charos, 2025. "Business Use of Online Platforms: Competition, Satisfaction and Willingness to Pay," WIFO Working Papers 701, WIFO.
• Masataka Mori & Juan M. Sanchez, 2025. "Cryptocurrency Ownership among U.S. Households," On the Economy 99689, Federal Reserve Bank of St. Louis.
• Lwanga Elizabeth Nanziri & Paul Terna Gbahabo, 2025. "How can agency banking deepen financial inclusion in South Africa," Working Papers 11075, South African Reserve Bank.
• Abu Sayed Toyon, Mohammad, 2023. "Navigating Digital Inequality: Examining Factors Affecting Rural Customers’ Internet Banking Adoption in Post-COVID Bangladesh," OSF Preprints h76k8_v1, Center for Open Science.
• Gaar, Eduard & Moritz, Valentin & Schiereck, Dirk, 2025. "The Impact of Media Attention on the Illiquidity of Stocks: Evidence from the Global FinTech Sector," Publications of Darmstadt Technical University, Institute for Business Studies (BWL) 153634, Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL).
• Patrick T. Harker, 2025. "A Look at Fintech from the Inside to the Upside," Speech 99811, Federal Reserve Bank of Philadelphia.
• Arthur Campbell & Geoffrey Go & Chengsi Wang, 2025. "Pay as you share: content, platforms, and regulation," Monash Economics Working Papers 2025-04, Monash University, Department of Economics.
• Chimwemwe Chipeta & Lerato Mapela, 2024. "The effects of Basel III capital and liquidity requirements on the growth of banking functions performed by nonbank financial institutions and fintech platforms in South Africa," Working Papers 11070, South African Reserve Bank.
• Heierhoff, Sebastian, 2025. "The Interplay of Digital Innovation and Cybersecurity from a Consumer and Organizational Perspective," Publications of Darmstadt Technical University, Institute for Business Studies (BWL) 153541, Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL).
• Jeffrey Allen, 2025. "CardSim: A Bayesian Simulator for Payment Card Fraud Detection Research," Finance and Economics Discussion Series 2025-017, Board of Governors of the Federal Reserve System (U.S.).
• Hurerah, Abu & Shehzad, Hafiz Tamoor & Anwar, Muhammad Adnan & Razzaq, Mudassar & Becker, Marcus, 2025. "Securing hospital data: Blockchain-enhanced electronic health record solutions," ISM Working Papers 27, International School of Management (ISM), Dortmund.
• Matondang, Ryan Nathanael, 2023. "Digital Business and Business Model," OSF Preprints we3af_v1, Center for Open Science.
• World Bank, 2023. "Digital Economy for Latin America and the Caribbean - Country Diagnostic [Economía Digital para América Latina y el Caribe - Diagnóstico de país]," World Bank Publications - Reports 39906, The World Bank Group.
• Donni Fajar Anugrah & Novi Maryaningsih & Andi Widianto & Tri Kurnia Ayu S. & Fickry Widya N. & Arief N. Rachman & Minda Putri Dwinanda & Citra Amanda & Eunike Vrigie Ruth Y. & Tio Angie P. Samosir & , 2024. "Digitalization Through E-Commerce And Its Effects On Inflation In Indonesia," Working Papers WP/01/2024, Bank Indonesia.
• Mahdi, Dhiyaul, 2023. "Blockchain & Business Model," OSF Preprints fs5qj_v1, Center for Open Science.
• Marco Garofalo & Giovanni Rosso & Roger Vicquéry, 2025. "Sanctions and Currencies in Global Credit," Economics Series Working Papers 1079, University of Oxford, Department of Economics.
• Ivan Radanovic, 2025. "Features and prospects of cross-border linking of instant payment systems," Working Papers Bulletin 29, National Bank of Serbia.
• Prayudhi Azwar & Cicilia Anggadewi Harun & Annes Nisrina Khoirunnisa, 2024. "Institutional Transformation Effectiveness In Digital Era: The Case Of Bank Indonesia," Working Papers WP/15/2024, Bank Indonesia.
• Kayleigh Barnes & Connor Bopst & John C. Driscoll, 2025. "Predicting Credit Card Delinquency Rates," FEDS Notes 2025-02-28-3, Board of Governors of the Federal Reserve System (U.S.).
• Mathias Hoffmann & Tetsuji Okazaki & Toshihiro Okubo, 2025. "Branch Banking and Regional Financial Markets: Evidence from Prewar Japan," CAMA Working Papers 2025-16, Centre for Applied Macroeconomic Analysis, Crawford School of Public Policy, The Australian National University.