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A Look at Fintech from the Inside to the Upside

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  • Patrick T. Harker

Abstract

Speaking at today’s Fintech and Financial Institutions Conference, Federal Reserve Bank of Philadelphia President and CEO Patrick Harker stated that “the explosion of fintech options has been nothing short of a sea change in how we look at, interact with, and even conceive of money.” In the context of the Fed’s role to ensure a sound financial system, Harker emphasized the opportunities and challenges of rapidly evolving technologies. As fintech options proliferate, Harker noted “we have an opportunity to look anew at how new fintech applications are constructed, how they intend to operate, and which systems they intend to improve upon if not replace outright.”

Suggested Citation

  • Patrick T. Harker, 2025. "A Look at Fintech from the Inside to the Upside," Speech 99811, Federal Reserve Bank of Philadelphia.
    • Handle: RePEc:fip:fedpsp:99811
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    File URL: https://www.philadelphiafed.org/-/media/FRBP/Assets/Institutional/speeches/harker/2025/250410-Fintech-Financial-Speech.pdf
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    Keywords

    Fintech;

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