Report NEP-BAN-2025-01-27

This is the archive for NEP-BAN, a report on new working papers in the area of Banking. Sergio Castellanos-Gamboa issued this report. It is usually issued weekly.

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Other reports in NEP-BAN

The following items were announced in this report:

• Gary Richardson & David W. Wilcox, 2024. "Federal Reserve Independence and Congressional Intent: A Reappraisal of Marriner Eccles’ Role in the Reformulation of the Fed in 1935," NBER Working Papers 33174, National Bureau of Economic Research, Inc.
• Kenneth S. Rogoff & Zhiheng He & Yang You, 2024. "Market Power and Redeemable Loyalty Token Design," NBER Working Papers 33201, National Bureau of Economic Research, Inc.
• Ricardo J. Caballero & Tomás E. Caravello & Alp Simsek, 2024. "Financial Conditions Targeting," NBER Working Papers 33206, National Bureau of Economic Research, Inc.
• Laurence M. Ball & Junnan Zhang, 2024. "A Simple Model of Average Inflation Targeting," NBER Working Papers 33160, National Bureau of Economic Research, Inc.
• Shan Ge & Stephanie Johnson & Nitzan Tzur-Ilan, 2025. "Climate Risk, Insurance Premiums and the Effects on Mortgage and Credit Outcomes," Working Papers 2505, Federal Reserve Bank of Dallas.
• Lin William Cong & Ke Tang & Danxia Xie & Weiyi Zhao, 2024. "FinTech Platforms and Asymmetric Network Effects: Theory and Evidence from Marketplace Lending," NBER Working Papers 33173, National Bureau of Economic Research, Inc.
• Peter Lindner & Mr. Ananthakrishnan Prasad & Jean-Marie Masse, 2025. "The Scalability of Credit-Enhanced EM Climate Debt: What Role Can Guarantees, Collateralization, Securitizations, and Investment Funds Play?," IMF Working Papers 2025/002, International Monetary Fund.
• Wenlong Bian & Lin William Cong & Yang Ji, 2024. "The Rise of E-Wallet Super-Apps and Buy-Now-Pay-Later," NBER Working Papers 33178, National Bureau of Economic Research, Inc.
• Tran Huynh, 2025. "Lending in the Dark: Local Newspaper Closures and Discrimination in Mortgage Lending," Jena Economics Research Papers 2025-002, Friedrich-Schiller-University Jena.
• Wenying Sun & Zhen Xu & Wenqing Zhang & Kunyuan Ma & You Wu & Mengfang Sun, 2024. "Advanced Risk Prediction and Stability Assessment of Banks Using Time Series Transformer Models," Papers 2412.03606, arXiv.org.
• Kochen, Federico, 2025. "Equity financing in a banking crisis: evidence from private firms," Working Paper Series 3008, European Central Bank.
• Dück, Alexander & Verona, Fabio, 2025. "Beyond one-size-fits-all: Designing monetary policy for diverse models and frequencies," Bank of Finland Research Discussion Papers 2/2025, Bank of Finland.
• Elias Demetriades & Panagiotis Politsidis, 2025. "Bank lending to fossil fuel firms," Post-Print hal-04804492, HAL.
• Olivier Armantier & Marco Cipriani & Asani Sarkar, 2025. "Discount Window Stigma After the Global Financial Crisis," Liberty Street Economics 20250117, Federal Reserve Bank of New York.
• Manju Puri & Yiming Qian & Xiang Zheng, 2024. "From Competitors to Partners: Banks’ Venture Investments in Fintech," NBER Working Papers 33297, National Bureau of Economic Research, Inc.
• H. Burcu Gürcihan, 2025. "Monetary and Environmental Policy in a Heterogeneous Agent Model," Working Papers 2502, Research and Monetary Policy Department, Central Bank of the Republic of Turkey.
• Dean Karlan & Monica P. Lambon-Quayefio & Utsav Manjeer & Christopher R. Udry, 2024. "Access to Digital Credit for Smallholder Farmers: Experimental Evidence from Ghana," NBER Working Papers 33271, National Bureau of Economic Research, Inc.
• Henkler, Ruven & Schubart, Constantin, 2025. "Open Banking and automated transaction analysis in the digitalization of business banking: Design, opportunities, and challenges of a digital credit process," IU Discussion Papers - Business & Management 2 (Januar 2025), IU International University of Applied Sciences.
• Michele Leonardo Bianchi & Dario Ruzzi & Anatoli Segura, 2024. "Shifting the yield curve for fixed-income and derivatives portfolios," Papers 2412.15986, arXiv.org.
• Vincent Lee Wai Seng & Shariff Abu Bakar Sarip Abidinsa, 2024. "Machine learning for anomaly detection in money services business outlets using data by geolocation," IFC Working Papers 23, Bank for International Settlements.
• Eduardo Nakasone & Máximo Torero & Angelino Viceisza, 2024. "Fintech, Visual Attention, and Financial Inclusion: A Field Experiment on Migrant Remittances," NBER Working Papers 33183, National Bureau of Economic Research, Inc.
• Gauti B. Eggertsson & Sergey K. Egiev, 2024. "Liquidity Traps: A Unified Theory of the Great Depression and Great Recession," NBER Working Papers 33195, National Bureau of Economic Research, Inc.
• Divya Sharma, 2024. "Unveiling Saving and Credit Dynamics: Insights from Financial Diaries and Surveys among Low-Income Households in Unauthorized Colonies in Delhi," Papers 2412.03033, arXiv.org.
• Jim Bullard & Alex Grimaud & Isabelle Salle & Gauthier Vermandel, 2025. "Soft Landing and Inflation Scares," Tinbergen Institute Discussion Papers 25-001/VI, Tinbergen Institute.
• Adair Morse & Parinitha R. Sastry, 2024. "The Economics of Net Zero Banking," NBER Working Papers 33148, National Bureau of Economic Research, Inc.
• Eduardo de Sá Fortes Leitão Rodrigues, 2025. "Financial Literacy and Saving Decisions: A Cross-Sectional Analysis Using GSEM Approach," Working Papers REM 2025/0362, ISEG - Lisbon School of Economics and Management, REM, Universidade de Lisboa.
• Fabien Clive Ntonga Efoua & Françoise Okah Efogo & Yanick Fredy Mvodo, 2024. "Cryptocurrencies: Opportunities and Challenges for the African Economies," Post-Print hal-04784299, HAL.
• Altavilla, Carlo & Rostagno, Massimo & Schumacher, Julian, 2025. "When banks hold back: credit and liquidity provision," Working Paper Series 3009, European Central Bank.
• Chase Englund & Zach Modig, 2025. "Using Service Provider Connections to Model Operational Payment Networks," FEDS Notes 2025-01-03, Board of Governors of the Federal Reserve System (U.S.).
• Mishra, Mukesh Kumar, 2025. "Financial Literacy and Retirement Planning Trends: An Empirical investigation of Financial Planning in Saharsa District in Bihar," EconStor Research Reports 308691, ZBW - Leibniz Information Centre for Economics.
• Rik Ghosh & Arka Datta & Vidhi Aggarwal & Sudipan Sinha & Rajdeep Sengupta, 2024. "On-Chain Credit Risk Score in Decentralized Finance," Papers 2412.00710, arXiv.org, revised Mar 2025.
• Laura Chioda & Paul Gertler & Sean Higgins & Paolina C. Medina, 2024. "FinTech Lending to Borrowers with No Credit History," NBER Working Papers 33208, National Bureau of Economic Research, Inc.
• Masashige Hamano & Philip Schnattinger & Mototsugu Shintani & Iichiro Uesugi & Francesco Zanetti, 2025. "Credit Market Tightness and Zombie Firms: Theory and Evidence," Economics Series Working Papers 1065, University of Oxford, Department of Economics.
• Lutz Honvehlmann, 2024. "Reciprocity in Interbank Markets," Papers 2412.10329, arXiv.org.
• Bletzinger, Tilman & Lemke, Wolfgang & Renne, Jean-Paul, 2025. "Time-varying risk aversion and inflation-consumption correlation in an equilibrium term structure model," Working Paper Series 3012, European Central Bank.
• Motohiro Yogo & Andrew Whitten & Natalie Cox, 2024. "Financial Inclusion Across the United States," NBER Working Papers 33256, National Bureau of Economic Research, Inc.
• Burlon, Lorenzo & Ferrari, Alessandro & Kho, Stephen & Tushteva, Nikoleta, 2025. "Why gradual and predictable? Bank lending during the sharpest quantitative tightening ever," Working Paper Series 3010, European Central Bank.