Report NEP-BAN-2025-01-27

This is the archive for NEP-BAN, a report on new working papers in the area of Banking. Christian Calmès (Christian Calmes) issued this report. It is usually issued weekly.

Subscribe to this report: email, RSS, or Mastodon, or Bluesky.

Other reports in NEP-BAN

The following items were announced in this report:

• Gary Richardson & David W. Wilcox, 2024, "Federal Reserve Independence and Congressional Intent: A Reappraisal of Marriner Eccles’ Role in the Reformulation of the Fed in 1935," NBER Working Papers, National Bureau of Economic Research, Inc, number 33174, Nov.
• Kenneth S. Rogoff & Zhiheng He & Yang You, 2024, "Market Power and Redeemable Loyalty Token Design," NBER Working Papers, National Bureau of Economic Research, Inc, number 33201, Nov.
• Ricardo J. Caballero & Tomás E. Caravello & Alp Simsek, 2024, "Financial Conditions Targeting," NBER Working Papers, National Bureau of Economic Research, Inc, number 33206, Nov.
• Laurence M. Ball & Junnan Zhang, 2024, "A Simple Model of Average Inflation Targeting," NBER Working Papers, National Bureau of Economic Research, Inc, number 33160, Nov.
• Shan Ge & Stephanie Johnson & Nitzan Tzur-Ilan, 2025, "Climate Risk, Insurance Premiums and the Effects on Mortgage and Credit Outcomes," Working Papers, Federal Reserve Bank of Dallas, number 2505, Jan, DOI: 10.24149/wp2505.
• Lin William Cong & Ke Tang & Danxia Xie & Weiyi Zhao, 2024, "FinTech Platforms and Asymmetric Network Effects: Theory and Evidence from Marketplace Lending," NBER Working Papers, National Bureau of Economic Research, Inc, number 33173, Nov.
• Peter Lindner & Mr. Ananthakrishnan Prasad & Jean-Marie Masse, 2025, "The Scalability of Credit-Enhanced EM Climate Debt: What Role Can Guarantees, Collateralization, Securitizations, and Investment Funds Play?," IMF Working Papers, International Monetary Fund, number 2025/002, Jan.
• Wenlong Bian & Lin William Cong & Yang Ji, 2024, "The Rise of E-Wallet Super-Apps and Buy-Now-Pay-Later," NBER Working Papers, National Bureau of Economic Research, Inc, number 33178, Nov.
• Tran Huynh, 2025, "Lending in the Dark: Local Newspaper Closures and Discrimination in Mortgage Lending," Jena Economics Research Papers, Friedrich-Schiller-University Jena, number 2025-002, Jan.
• Wenying Sun & Zhen Xu & Wenqing Zhang & Kunyuan Ma & You Wu & Mengfang Sun, 2024, "Advanced Risk Prediction and Stability Assessment of Banks Using Time Series Transformer Models," Papers, arXiv.org, number 2412.03606, Dec.
• Kochen, Federico, 2025, "Equity financing in a banking crisis: evidence from private firms," Working Paper Series, European Central Bank, number 3008, Jan.
• Dück, Alexander & Verona, Fabio, 2025, "Beyond one-size-fits-all: Designing monetary policy for diverse models and frequencies," Bank of Finland Research Discussion Papers, Bank of Finland, number 2/2025.
• Elias Demetriades & Panagiotis Politsidis, 2025, "Bank lending to fossil fuel firms," Post-Print, HAL, number hal-04804492, Feb, DOI: 10.1016/j.jfs.2024.101349.
• Olivier Armantier & Marco Cipriani & Asani Sarkar, 2025, "Discount Window Stigma After the Global Financial Crisis," Liberty Street Economics, Federal Reserve Bank of New York, number 20250117, Jan.
• Manju Puri & Yiming Qian & Xiang Zheng, 2024, "From Competitors to Partners: Banks’ Venture Investments in Fintech," NBER Working Papers, National Bureau of Economic Research, Inc, number 33297, Dec.
• H. Burcu Gürcihan, 2025, "Monetary and Environmental Policy in a Heterogeneous Agent Model," Working Papers, Research and Monetary Policy Department, Central Bank of the Republic of Turkey, number 2502.
• Dean Karlan & Monica P. Lambon-Quayefio & Utsav Manjeer & Christopher R. Udry, 2024, "Access to Digital Credit for Smallholder Farmers: Experimental Evidence from Ghana," NBER Working Papers, National Bureau of Economic Research, Inc, number 33271, Dec.
• Henkler, Ruven & Schubart, Constantin, 2025, "Open Banking and automated transaction analysis in the digitalization of business banking: Design, opportunities, and challenges of a digital credit process," IU Discussion Papers - Business & Management, IU International University of Applied Sciences, number 2 (Januar 2025).
• Michele Leonardo Bianchi & Dario Ruzzi & Anatoli Segura, 2024, "Shifting the yield curve for fixed-income and derivatives portfolios," Papers, arXiv.org, number 2412.15986, Dec.
• Vincent Lee Wai Seng & Shariff Abu Bakar Sarip Abidinsa, 2024, "Machine learning for anomaly detection in money services business outlets using data by geolocation," IFC Working Papers, Bank for International Settlements, number 23, Nov.
• Eduardo Nakasone & Máximo Torero & Angelino Viceisza, 2024, "Fintech, Visual Attention, and Financial Inclusion: A Field Experiment on Migrant Remittances," NBER Working Papers, National Bureau of Economic Research, Inc, number 33183, Nov.
• Gauti B. Eggertsson & Sergey K. Egiev, 2024, "Liquidity Traps: A Unified Theory of the Great Depression and Great Recession," NBER Working Papers, National Bureau of Economic Research, Inc, number 33195, Nov.
• Divya Sharma, 2024, "Unveiling Saving and Credit Dynamics: Insights from Financial Diaries and Surveys among Low-Income Households in Unauthorized Colonies in Delhi," Papers, arXiv.org, number 2412.03033, Dec.
• Jim Bullard & Alex Grimaud & Isabelle Salle & Gauthier Vermandel, 2025, "Soft Landing and Inflation Scares," Tinbergen Institute Discussion Papers, Tinbergen Institute, number 25-001/VI, Jan.
• Adair Morse & Parinitha R. Sastry, 2024, "The Economics of Net Zero Banking," NBER Working Papers, National Bureau of Economic Research, Inc, number 33148, Nov.
• Eduardo de Sá Fortes Leitão Rodrigues, 2025, "Financial Literacy and Saving Decisions: A Cross-Sectional Analysis Using GSEM Approach," Working Papers REM, ISEG - Lisbon School of Economics and Management, REM, Universidade de Lisboa, number 2025/0362, Jan.
• Fabien Clive Ntonga Efoua & Françoise Okah Efogo & Yanick Fredy Mvodo, 2024, "Cryptocurrencies: Opportunities and Challenges for the African Economies," Post-Print, HAL, number hal-04784299, Nov, DOI: 10.12688/routledgeopenres.18623.1.
• Altavilla, Carlo & Rostagno, Massimo & Schumacher, Julian, 2025, "When banks hold back: credit and liquidity provision," Working Paper Series, European Central Bank, number 3009, Jan.
• Chase Englund & Zach Modig, 2025, "Using Service Provider Connections to Model Operational Payment Networks," FEDS Notes, Board of Governors of the Federal Reserve System (U.S.), number 2025-01-03, Jan, DOI: 10.17016/2380-7172.3515.
• Mishra, Mukesh Kumar, 2025, "Financial Literacy and Retirement Planning Trends: An Empirical investigation of Financial Planning in Saharsa District in Bihar," EconStor Research Reports, ZBW - Leibniz Information Centre for Economics, number 308691, DOI: 10.13140/RG.2.2.36185.84326.
• Rik Ghosh & Arka Datta & Vidhi Aggarwal & Sudipan Sinha & Rajdeep Sengupta, 2024, "On-Chain Credit Risk Score in Decentralized Finance," Papers, arXiv.org, number 2412.00710, Dec, revised Mar 2025.
• Laura Chioda & Paul Gertler & Sean Higgins & Paolina C. Medina, 2024, "FinTech Lending to Borrowers with No Credit History," NBER Working Papers, National Bureau of Economic Research, Inc, number 33208, Nov.
• Masashige Hamano & Philip Schnattinger & Mototsugu Shintani & Iichiro Uesugi & Francesco Zanetti, 2025, "Credit Market Tightness and Zombie Firms: Theory and Evidence," Economics Series Working Papers, University of Oxford, Department of Economics, number 1065, Jan.
• Lutz Honvehlmann, 2024, "Reciprocity in Interbank Markets," Papers, arXiv.org, number 2412.10329, Dec.
• Bletzinger, Tilman & Lemke, Wolfgang & Renne, Jean-Paul, 2025, "Time-varying risk aversion and inflation-consumption correlation in an equilibrium term structure model," Working Paper Series, European Central Bank, number 3012, Jan.
• Motohiro Yogo & Andrew Whitten & Natalie Cox, 2024, "Financial Inclusion Across the United States," NBER Working Papers, National Bureau of Economic Research, Inc, number 33256, Dec.
• Burlon, Lorenzo & Ferrari, Alessandro & Kho, Stephen & Tushteva, Nikoleta, 2025, "Why gradual and predictable? Bank lending during the sharpest quantitative tightening ever," Working Paper Series, European Central Bank, number 3010, Jan.

Report NEP-BAN-2025-01-27

This is the archive for NEP-BAN, a report on new working papers in the area of Banking. Christian Calmès (Christian Calmes) issued this report. It is usually issued weekly.

Subscribe to this report: email, RSS, or Mastodon, or Bluesky.

Other reports in NEP-BAN

The following items were announced in this report: