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Caracterización del Business capital de las cooperativas de crédito a través del análisis Delphi
[Features of business capital of credit cooperatives through the Delphi analysis]

Author

Listed:
  • Elies Seguí-Mas

    () (CEGEA - Centro de Investigación en Gestión de Empresas. Universitat Politècnica de València.)

  • Ricardo J. Server Izquierdo

    () (CEGEA - Centro de Investigación en Gestión de Empresas. Universitat Politècnica de València.)

Abstract

Las cooperativas de crédito, organizaciones singulares en nuestro sistema financiero, poseen intangibles de características particulares. Así, los valores de la cooperativa y de sus miembros, la estructuración del capital, las actitudes del personal o su proximidad a los clientes de su ámbito operativo les confieren unas características específicas que merecen ser estudiadas para gestionar sus ventajas competitivas y ofrecer información relevante para la toma de decisiones. Mediante el análisis Delphi, este trabajo trata de identificar las singularidades del business capital de estas entidades. Las singularidades del sector cooperativo de crédito muestran que dentro de los intangibles relacionales éstas entidades tienen debilidades significativas en aquellos más ligados al negocio bancario. El business capital representa el conjunto de intangibles críticos en el negocio financiero y -por ello- las cooperativas de crédito necesitan desarrollar políticas que permitan corregir sus debilidades y competir en la exigente industria bancaria actual.

Suggested Citation

  • Elies Seguí-Mas & Ricardo J. Server Izquierdo, 2010. "Caracterización del Business capital de las cooperativas de crédito a través del análisis Delphi
    [Features of business capital of credit cooperatives through the Delphi analysis]
    ," REVESCO: Revista de estudios cooperativos, Universidad Complutense de Madrid, Facultad de Ciencias Económicas y Empresariales, Escuela de Estudios Cooperativos, issue 103, pages 101-122.
  • Handle: RePEc:ucm:reveco:y:2010:i:103:p:101-122
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    More about this item

    Keywords

    Business Capital; Capital relacional; Capital intelectual; Activos intangibles; Cooperativas de crédito.;

    JEL classification:

    • J54 - Labor and Demographic Economics - - Labor-Management Relations, Trade Unions, and Collective Bargaining - - - Producer Cooperatives; Labor Managed Firms
    • M41 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Accounting - - - Accounting
    • M54 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Personnel Economics - - - Labor Management
    • P13 - Economic Systems - - Capitalist Systems - - - Cooperative Enterprises

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