IDEAS home Printed from https://ideas.repec.org/a/taf/jdevst/v48y2012i5p589-604.html
   My bibliography  Save this article

Mobile Money: Communication, Consumption and Change in the Payments Space

Author

Listed:
  • Bill Maurer

Abstract

This article explores the emerging field of ‘mobile money’: mobile phone-enabled systems for value transfer and storage, primarily in the developing world, which are heralded as signal interventions in the effort to broaden financial inclusion and bank the ‘unbanked.’ Focusing on the stories that circulate in the emergent network of expertise that is calling ‘mobile money’ into being, it discusses how economic techniques and social narratives about markets -- specifically, narratives about the opportunities for profit and financial inclusion in the ‘payments space’ -- format a consumer market for mobile money. Furthermore, it asks whether end-users' repurposing of mobile money -- and the use of airtime as currency -- heralds a new means of exchange or store of value, potentially remaking money in the process.

Suggested Citation

  • Bill Maurer, 2011. "Mobile Money: Communication, Consumption and Change in the Payments Space," Journal of Development Studies, Taylor & Francis Journals, vol. 48(5), pages 589-604, June.
    • Handle: RePEc:taf:jdevst:v:48:y:2012:i:5:p:589-604
    DOI: 10.1080/00220388.2011.621944
    as

    Download full text from publisher

    File URL: http://hdl.handle.net/10.1080/00220388.2011.621944
    Download Restriction: Access to full text is restricted to subscribers.
    File URL: https://libkey.io/10.1080/00220388.2011.621944?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    References listed on IDEAS

    as
    1. Jake Kendall & Bill Maurer & Phillip Machoka & Clara Veniard, 2011. "An Emerging Platform: From Money Transfer System to Mobile Money Ecosystem," Innovations: Technology, Governance, Globalization, MIT Press, vol. 6(4), pages 49-64, October.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Singh, Nirvikar, 2018. "Financial Inclusion: Concepts, Issues and Policies for India," MPRA Paper 91047, University Library of Munich, Germany.
    2. Karthik Balasubramanian & David F. Drake, 2015. "Service Quality, Inventory and Competition: An Empirical Analysis of Mobile Money Agents in Africa," Harvard Business School Working Papers 15-059, Harvard Business School, revised Oct 2015.
    3. Maurer, Bill, 2011. "Money nutters," economic sociology. perspectives and conversations, Max Planck Institute for the Study of Societies, vol. 12(3), pages 5-12.
    4. Jean-Philippe Berrou & François Combarnous & Thomas Eekhout, 2017. "Les TIC : une réponse au défi du développement des micro et petites entreprises informelles en Afrique sub-saharienne ?," Working Papers hal-02148324, HAL.
    5. Mogaji, Emmanuel & Nguyen, Nguyen Phong, 2022. "The dark side of mobile money: Perspectives from an emerging economy," Technological Forecasting and Social Change, Elsevier, vol. 185(C).
    6. Michael Clemens and Timothy N. Ogden, 2014. "Migration as a Strategy for Household Finance: A Research Agenda on Remittances, Payments, and Development- Working Paper 354," Working Papers 354, Center for Global Development.
    7. Eukeria Mashiri & Canicio Dzingirai & Lilian Nyamwanza, 2017. "Micro-determinants of Customer Level Interoperability: A Feasibility Study between Traditional Banks and Mobile Network Operators in Zimbabwe," Journal of Applied Finance & Banking, SCIENPRESS Ltd, vol. 7(4), pages 1-6.
    8. Ky, Serge Stéphane & Rugemintwari, Clovis & Sauviat, Alain, 2021. "Friends or Foes? Mobile money interaction with formal and informal finance," Telecommunications Policy, Elsevier, vol. 45(1).
    9. Otjela Lubonja & Folcut Ovidiu, 2019. "Use of Recyclable Materials in the Interior Design," European Journal of Economics and Business Studies Articles, Revistia Research and Publishing, vol. 5, May - Aug.
    10. Serge Ky & Clovis Rugemintwari & Alain Sauviat, 2019. "Friends or foes? Mobile money interaction with formal and informal finance," Working Papers hal-02000982, HAL.
    11. Marc BOURREAU & Tommaso VALLETTI, 2015. "Competition and Interoperability in Mobile Money Platform Markets: What Works and What Doesn’t?," Communications & Strategies, IDATE, Com&Strat dept., vol. 1(99), pages 11-32, 3rd quart.
    12. Rouse, Marybeth & Batiz-Lazo, Bernardo & Carbo Valverde, Santiago, 2020. "All about the state-Fifty years of innovative technology to deliver an inclusive financial sector," MPRA Paper 102159, University Library of Munich, Germany.
    13. Sibel Kusimba & Yang Yang & Nitesh Chawla, 2016. "Hearthholds of mobile money in western Kenya," Economic Anthropology, Wiley Blackwell, vol. 3(2), pages 266-279, June.
    14. Lin, Yong & Chen, Anlan & Yin, Yanhai & Li, Qing & Zhu, Qiaoni & Luo, Jing, 2021. "A framework for sustainable management of the platform service supply chain: An empirical study of the logistics sector in China," International Journal of Production Economics, Elsevier, vol. 235(C).

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:taf:jdevst:v:48:y:2012:i:5:p:589-604. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Chris Longhurst (email available below). General contact details of provider: http://www.tandfonline.com/FJDS20 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.