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Partnership patterns and homeownership: a cross-country comparison of Germany, the Netherlands and the United Kingdom

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  • Michael J. Thomas
  • Clara H. Mulder

Abstract

Using detailed micro-level survey data for three advanced European welfare-state economies (Germany, Netherlands and UK), our analyses suggest a fairly common hierarchy to homeownership, according to partnership status, exists. In all three countries, a variety of interrelated factors appear to encourage greater propensities for homeownership amongst co-residential households (married/cohabiting), as compared to single-person households. However, important macro-contextual differences do appear to play a significant role in mediating the magnitude of difference within this hierarchy. For instance, in Germany the importance of marriage as a predictor of homeownership is found to be particularly strong, with married couples having far higher propensities for homeownership, even when compared to non-married cohabiters. In the Netherlands and UK, where an emphasis on traditional family and marriage is less pronounced, and where homeownership is generally more popular and accessible, the differentiation between married/unmarried partners is greatly reduced. Furthermore, we find no evidence to suggest that living-apart-together partners are more/less likely to own their home than singles.

Suggested Citation

  • Michael J. Thomas & Clara H. Mulder, 2016. "Partnership patterns and homeownership: a cross-country comparison of Germany, the Netherlands and the United Kingdom," Housing Studies, Taylor & Francis Journals, vol. 31(8), pages 935-963, November.
    • Handle: RePEc:taf:chosxx:v:31:y:2016:i:8:p:935-963
    DOI: 10.1080/02673037.2016.1164832
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    Cited by:

    1. Lívia Murinkó, 2019. "Housing consequences of divorce and separation in a 'super home ownership' regime: The case of Hungary," Demographic Research, Max Planck Institute for Demographic Research, Rostock, Germany, vol. 40(34), pages 975-1014.
    2. Júlia Mikolai & Hill Kulu, 2019. "Union dissolution and housing trajectories in Britain," Demographic Research, Max Planck Institute for Demographic Research, Rostock, Germany, vol. 41(7), pages 161-196.
    3. Brimblecombe, Nicola & Evans-Lacko, Sara & Knapp, Martin & King, Derek & Takizawa, Ryu & Maughan, Barbara & Arseneault, Louise, 2018. "Long term economic impact associated with childhood bullying victimisation," Social Science & Medicine, Elsevier, vol. 208(C), pages 134-141.
    4. Casey J. Totenhagen & Melissa J. Wilmarth & Joyce Serido & Melissa A. Curran & Soyeon Shim, 2019. "Pathways from Financial Knowledge to Relationship Satisfaction: The Roles of Financial Behaviors, Perceived Shared Financial Values with the Romantic Partner, and Debt," Journal of Family and Economic Issues, Springer, vol. 40(3), pages 423-437, September.
    5. Júlia Mikolai & Hill Kulu & Clara H. Mulder, 2020. "Family life transitions, residential relocations, and housing in the life course: Current research and opportunities for future work: Introduction to the Special Collection on “Separation, Divorce, an," Demographic Research, Max Planck Institute for Demographic Research, Rostock, Germany, vol. 43(2), pages 35-58.
    6. Hill Kulu & Júlia Mikolai & Michael J. Thomas & Sergi Vidal & Christine Schnor & Didier Willaert & Fieke H. L. Visser & Clara H. Mulder, 2021. "Separation and Elevated Residential Mobility: A Cross-Country Comparison," European Journal of Population, Springer;European Association for Population Studies, vol. 37(1), pages 121-150, March.
    7. Marika Jalovaara & Hill Kulu, 2019. "Homeownership after separation: A longitudinal analysis of Finnish register data," Demographic Research, Max Planck Institute for Demographic Research, Rostock, Germany, vol. 41(29), pages 847-872.
    8. Matel Anna, 2021. "Tenure Status in Life Cycle Cohorts in Poland," Real Estate Management and Valuation, Sciendo, vol. 29(3), pages 1-12, September.
    9. Nicole Kapelle, 2021. "Why Time Cannot Heal All Wounds: Personal Wealth Trajectories of Divorced and Married Men and Women," SOEPpapers on Multidisciplinary Panel Data Research 1134, DIW Berlin, The German Socio-Economic Panel (SOEP).
    10. Nieuwenhuis, Rense & Zagel, Hannah, 2022. "Housing conditions of single mothers in Europe: the role of housing policies," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, issue Latest Ar, pages 1-1.
    11. Kapelle, Nicole & Frémeaux, Nicolas & Lersch, Philipp M. & Leturcq, Marion, 2024. "The Cohabitation Wealth Premium in Context: Comparing France and Eastern and Western Germany," SocArXiv uz74e, Center for Open Science.

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