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Medical savings accounts: a core feature of Singapore's health care system

Author

Listed:
  • W. von Eiff
  • T. Massoro
  • Y. O. Voo
  • R. Ziegenbein

Abstract

1984 führte Singapur ein System medizinischer Sparkonten ein, die so genannten “Medisave Accounts”, von Einzelpersonen geführte Konten, aus denen die Kosten für viele derjenigen medizinischen Leistungen bestritten werden, die in Deutschland von der (gesetzlichen oder privaten) Krankenversicherung getragen würden. Die Tatsache, dass die Menschen ihr eigenes Geld und nicht das irgendeiner Krankenversicherung, also eines Dritten ausgeben, hat dazu beigetragen, die Kosten des Gesundheitswesens in Singapur einzudämmen, die 1999 bei etwa 2,6 Prozent des Bruttoinlandsproduktes (Deutschland: 10,5) lagen. Trotz dieser niedrigen Aufwendungen ist das Einkommen der Ärzte in Singapur im Verhältnis zum Durchschnittslohn genauso hoch wie das ihrer Kollegen in Deutschland oder den USA, und die Patienten haben ohne weiteres Zugang zu solchen technisch aufwendigen Behandlungsformen wie Computertomographie, Organtransplantationen und Bypass-Operationen. Copyright Springer-Verlag Berlin Heidelberg 2002

Suggested Citation

  • W. von Eiff & T. Massoro & Y. O. Voo & R. Ziegenbein, 2002. "Medical savings accounts: a core feature of Singapore's health care system," The European Journal of Health Economics, Springer;Deutsche Gesellschaft für Gesundheitsökonomie (DGGÖ), vol. 3(3), pages 188-195, September.
  • Handle: RePEc:spr:eujhec:v:3:y:2002:i:3:p:188-195
    DOI: 10.1007/s10198-002-0127-4
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    Citations

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    Cited by:

    1. Schreyögg, Jonas, 2003. "Medical savings accounts: Eine internationale Bestandsaufnahme des Konzeptes der Gesundheitssparkonten," Discussion Papers 2003/11, Technische Universität Berlin, School of Economics and Management.
    2. Chia, Ngee-Choon & Tsui, Albert K.C., 2005. "Medical savings accounts in Singapore: how much is adequate?," Journal of Health Economics, Elsevier, vol. 24(5), pages 855-875, September.

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