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Access To Public Soft Loans And Job Creation Among Marginalised Groups In Tanzania

Author

Listed:
  • Manase Micah KAZOSI

    (College of Social Sciences and Humanities Morogoro, Tanzania)

  • John N. JECKONIAH

    (College of Social Sciences and Humanities Morogoro, Tanzania)

  • Justin Kalisti URASSA

    (College of Social Sciences and Humanities Morogoro, Tanzania)

Abstract

Access to soft loans is an important tool in the promotion of self-economic sustenance and job creation. Moreover, globally the rate of unemployment is on the rise and particularly so for the youth and women. Therefore, the study aimed at assessing how access to soft loans issued by local government authority (LGA) contribute to job creation among the marginalised groups in the city of Dodoma, Tanzania. A cross sectional research design was used whereby using a questionnaire, data was collected from 336 randomly selected respondents. The collected data was analyzed using SPSS and STATA whereby both descriptive and inferential statistics were determined. In addition, binomial regression analysis was used to determine factors associated with the marginalised groups’ job creation following their access to LGA soft loans. Generally, findings from the study show that on average two jobs were created by the soft loan beneficiaries. In addition, findings show that the soft loan beneficiaries’ education, soft loan duration and type of income generating activity on which the loans were used were significantly (p ≤ 0.001) associated with job creation (p

Suggested Citation

  • Manase Micah KAZOSI & John N. JECKONIAH & Justin Kalisti URASSA, 2024. "Access To Public Soft Loans And Job Creation Among Marginalised Groups In Tanzania," Business Excellence and Management, Faculty of Management, Academy of Economic Studies, Bucharest, Romania, vol. 14(2), pages 87-101, June.
    • Handle: RePEc:rom:bemann:v:14:y:2024:i:2:p:87-101
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    References listed on IDEAS

    as
    1. Fritz, Livia & Raza, Werner, 2014. "Soft loans as an instrument of development finance: A comparative assessment and options for the future," Working Papers 48, Austrian Foundation for Development Research (ÖFSE).
    2. repec:osf:osfxxx:ux4b6_v1 is not listed on IDEAS
    3. Djihad Tria & Mukaramah Harun & Mahmudul Alam, 2022. "Microcredit as a strategy for employment creation: A systematic review of literature," Cogent Economics & Finance, Taylor & Francis Journals, vol. 10(1), pages 2060552-206, December.
    4. Fritz, Livia & Raza, Werner, 2014. "The future of soft loans as an instrument of development finance: An assessment," Policy Notes 11/2014, Austrian Foundation for Development Research (ÖFSE).
    Full references (including those not matched with items on IDEAS)

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