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Appraising the Determinants and Outcomes of Islamic Financial Literacy through the Lens of a Systematic Literature Review

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  • Muhammad Ridzuan Abdul Aziz
  • Abidah Saad
  • Salwaty Jamaludin
  • Nik Mohd Hazrul Nik Hashim
  • Nusrah Samat
  • Nor Shahrul Nizam Muhamad Nor

Abstract

This research illuminates the determinants and outcomes of Islamic financial literacy as scrutinized in prior investigations. A systematic literature review unfolded across the Scopus database from 2016 to 2023. This investigation encompasses 22 articles from the 40 scholarly works extracted from the Scopus database. The Journal of Islamic Accounting and Business Research emerges as the most prolific disseminator of insights into the determinants and outcomes of Islamic financial literacy, credited to its robust publication frequency throughout the year. The autonomous and reliant facets of Islamic financial literacy were predominantly studied, with emphasis not only on individual dynamics but also on business perspectives. The determinants instigating Islamic financial literacy congregate within the affective, conative, family influence, self-controlled, and demographic predictors. Conversely, the ramifications stemming from Islamic financial literacy manifest in cognitive, affective, and conative dimensions, leaving an indelible imprint on the business realm. Geographic focus reveals a concentration of prior investigation within Muslim-majority nations, predominantly Indonesia. Furthermore, the investigation discovers that past studies were mainly conducted in the context of Islamic banking. The evidence from the present study provides input to researchers in conducting further research on Islamic financial literacy.

Suggested Citation

  • Muhammad Ridzuan Abdul Aziz & Abidah Saad & Salwaty Jamaludin & Nik Mohd Hazrul Nik Hashim & Nusrah Samat & Nor Shahrul Nizam Muhamad Nor, 2024. "Appraising the Determinants and Outcomes of Islamic Financial Literacy through the Lens of a Systematic Literature Review," Information Management and Business Review, AMH International, vol. 16(3), pages 385-393.
    • Handle: RePEc:rnd:arimbr:v:16:y:2024:i:3:p:385-393
    DOI: 10.22610/imbr.v16i3(I)S.4067
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    References listed on IDEAS

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    1. Siti Mujiatun & Budi Trianto & Eko Fajar Cahyono & Rahmayati, 2023. "The Impact of Marketing Communication and Islamic Financial Literacy on Islamic Financial Inclusion and MSMEs Performance: Evidence from Halal Tourism in Indonesia," Sustainability, MDPI, vol. 15(13), pages 1-20, June.
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